The Citizens National Bank of Hillsboro
Hillsboro, TX
IDRSSD: 184656
Total Assets
$213.30M
Latest filing
Total Deposits
$197.38M
Latest filing
Net Interest Margin
2.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens National Bank of Hillsboro
200 E Elm St
Hillsboro, TX 76645
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1893FDIC Certificate 2103
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Citizens National Bank of Hillsboro (Main) | 200 E Elm St | Hillsboro, TX |
| THE CITIZENS BANK, NATIONAL ASSOCIATION BRANCH | 1300 Corsicana Hwy | Hillsboro, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76645 |
| State and County Number | 48217 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cnbhillsboro.com |
| Data Updated | 11/14/2025 |
| CERT | 3255 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $213.30M |
| Total Deposits | $197.38M |
| Total Liabilities | $199.17M |
| Total Equity Capital | $14.13M |
| Net Income | $505.00k |
| Net Loans and Leases | $64.82M |
| Assets Per Employee ($Millions) | $7.9M |
| Bank Premises and Fixed Assets | $1.36M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $197.38M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 15.17% |
| Net Interest Margin | 2.27% |
| Efficiency Ratio | 70.41% |
| Tier 1 Risk-Based Capital Ratio | 31.121% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.626% |
| Earning Assets to total Assets | 95.32% |
Income and Expense
| Total Interest Income | $1.89M |
| Total Noninterest Income | $647.00k |
| Total Interest Expense | $739.00k |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $1.15M |
| Pre-tax Net Operating Income | $526.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $150.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.79M |
| Total Liabilities and Capital | $213.30M |
Securities
| Securities | $127.54M |
| Available-for-sale debt securities | $127.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens National Bank of Hillsboro?
$213.30M as of the latest filing.
How much are The Citizens National Bank of Hillsboro's total deposits?
$197.38M in total deposits.
Where is The Citizens National Bank of Hillsboro located?
Hillsboro, TX.
What is the Net Interest Margin?
2.27%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1893.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$64.82M (latest filing).
What is the total interest income (latest filing)?
$1.89M.