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Farmers State Bank

Groesbeck, TX
IDRSSD: 461058
Total Assets
$189.11M
Latest filing
Total Deposits
$170.03M
Latest filing
Net Interest Margin
4.80%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1913
Community BankYes
Ownership TypeNot Mutual
ZIP76642
State and County Number48293
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees37
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/14/1936
Primary Insurance AgencyDIF
Websitewww.farmersstatebanktexas.com
Data Updated11/14/2025
CERT15367
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$189.11M
Total Deposits$170.03M
Total Liabilities$172.04M
Total Equity Capital$17.07M
Net Income$808.00k
Net Loans and Leases$105.26M
Assets Per Employee ($Millions)$4.85M
Bank Premises and Fixed Assets$2.69M
Cash and Balances due from Depository Institutions$23.44M
Deposits Held in Domestic Offices$170.03M

Key Performance Ratios

Return on Assets (ROA)1.74%
Return on Equity (ROE)19.4%
Net Interest Margin4.8%
Efficiency Ratio66.94%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.026%
Earning Assets to total Assets92.16%

Income and Expense

Total Interest Income$2.34M
Total Noninterest Income$380.00k
Total Interest Expense$273.00k
Total Noninterest Expense$1.64M
Net Interest Income$2.06M
Pre-tax Net Operating Income$808.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.01M
Total Liabilities and Capital$189.11M

Securities

Securities$51.82M
Available-for-sale debt securities$51.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank?
$189.11M as of the latest filing.
How much are Farmers State Bank's total deposits?
$170.03M in total deposits.
Where is Farmers State Bank located?
Groesbeck, TX.
What is the Net Interest Margin?
4.80%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$105.26M (latest filing).
What is the total interest income (latest filing)?
$2.34M.