Farmers State Bank
Groesbeck, TX
IDRSSD: 461058
Total Assets
$180.93M
Latest filing
Total Deposits
$161.35M
Latest filing
Net Interest Margin
4.81%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
121 S Ellis St
Groesbeck, TX 76642
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1913FDIC Certificate 9694
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 121 S Ellis St | Groesbeck, TX |
| MEXIA BRANCH | 604 W Milam St | Mexia, TX |
| FAIRFIELD BRANCH | 360 W Commerce St | Fairfield, TX |
| WORTHAM BRANCH | 110 West Main Avenue | Wortham, TX |
| KOSSE BRANCH | 104 N Narcissus | Kosse, TX |
| JEWETT BRANCH | 523 S Main St | Jewett, TX |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76642 |
| State and County Number | 48293 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/14/1936 |
| Primary Insurance Agency | DIF |
| Website | www.farmersstatebanktexas.com |
| Data Updated | 01/30/2026 |
| CERT | 15367 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $180.93M |
| Total Deposits | $161.35M |
| Total Liabilities | $163.48M |
| Total Equity Capital | $17.45M |
| Net Income | $792.00k |
| Net Loans and Leases | $93.92M |
| Assets Per Employee ($Millions) | $4.52M |
| Bank Premises and Fixed Assets | $2.68M |
| Cash and Balances due from Depository Institutions | $19.11M |
| Deposits Held in Domestic Offices | $161.35M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 18.36% |
| Net Interest Margin | 4.81% |
| Efficiency Ratio | 66.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.645% |
| Earning Assets to total Assets | 92.47% |
Income and Expense
| Total Interest Income | $2.33M |
| Total Noninterest Income | $334.00k |
| Total Interest Expense | $274.00k |
| Total Noninterest Expense | $1.60M |
| Net Interest Income | $2.05M |
| Pre-tax Net Operating Income | $792.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $180.93M |
Securities
| Securities | $58.09M |
| Available-for-sale debt securities | $58.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$180.93M as of the latest filing.
How much are Farmers State Bank's total deposits?
$161.35M in total deposits.
Where is Farmers State Bank located?
Groesbeck, TX.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$93.92M (latest filing).
What is the total interest income (latest filing)?
$2.33M.