Bank OZK
Little Rock, AR
IDRSSD: 107244
Total Assets
$40.79B
Latest filing
Total Deposits
$33.38B
Latest filing
Net Interest Margin
4.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
082907273LITTLE ROCK, AR111925032LITTLE ROCK, AR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank OZK
18000 Cantrell Rd
Little Rock, AR 72223
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/03/1903FDIC Certificate 89
Branches (267)
Page 1 of 39| Name | Address | City / State |
|---|---|---|
| Bank OZK (Main) | 18000 Cantrell Rd | Little Rock, AR |
| ESSEX BANK LOGANVILLE BRANCH | 4581 Atlanta Hwy | Loganville, GA |
| HOUSTON OLD SPANISH TRAIL BRANCH | 5751 Blythewood St | Houston, TX |
| LOCKHART BRANCH | 118 W Market St | Lockhart, TX |
| VALDOSTA MAIN BRANCH | 3102 N Oak Street Ext | Valdosta, GA |
| TALLAPOOSA BRANCH | 3408 Georgia Hwy 565 | Tallapoosa, GA |
| BLAIRSVILLE BRANCH | 271 Highway 515 W | Blairsville, GA |
| WESTERN GROVE BRANCH | 27616 Us Hwy 65 | Western Grove, AR |
Showing 7 of 267
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/03/1903 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 72223 |
| State and County Number | 05119 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 3,246 |
| Domestic Offices | 263 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ozk.com |
| Data Updated | 01/30/2026 |
| CERT | 110 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $40.79B |
| Total Deposits | $33.38B |
| Total Liabilities | $34.66B |
| Total Equity Capital | $6.13B |
| Net Income | $175.91M |
| Net Loans and Leases | $31.84B |
| Assets Per Employee ($Millions) | $12.43M |
| Bank Premises and Fixed Assets | $922.00M |
| Cash and Balances due from Depository Institutions | $2.83B |
| Deposits Held in Domestic Offices | $33.38B |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 11.52% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 36.68% |
| Tier 1 Risk-Based Capital Ratio | 11.724% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.49% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.029% |
| Earning Assets to total Assets | 90.97% |
Income and Expense
| Total Interest Income | $671.01M |
| Total Noninterest Income | $33.60M |
| Total Interest Expense | $263.96M |
| Total Noninterest Expense | $161.65M |
| Net Interest Income | $407.05M |
| Pre-tax Net Operating Income | $228.43M |
| Provision for Credit Losses | $50.57M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $54.54M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $537.00k |
| All Other Liabilities | $807.45M |
| Total Liabilities and Capital | $40.79B |
Securities
| Securities | $2.61B |
| Available-for-sale debt securities | $2.61B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $463.04M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank OZK?
$40.79B as of the latest filing.
How much are Bank OZK's total deposits?
$33.38B in total deposits.
Where is Bank OZK located?
Little Rock, AR.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
263.
When was it established?
03/03/1903.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$31.84B (latest filing).
What is the total interest income (latest filing)?
$671.01M.