Centennial Bank
Conway, AR
IDRSSD: 456045
Total Assets
$22.72B
Latest filing
Total Deposits
$17.90B
Latest filing
Net Interest Margin
4.74%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082902757CONWAY, AR
Key People
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Locations
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Main Office
Centennial Bank
620 Chestnut St
Conway, AR 72032
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1903FDIC Certificate 7173
Branches (233)
Page 1 of 34| Name | Address | City / State |
|---|---|---|
| Centennial Bank (Main) | 620 Chestnut St | Conway, AR |
| MULESHOE BRANCH | 202 S 1st St | Muleshoe, TX |
| BOVINA BRANCH | 101 N. 3rd Street | Bovina, TX |
| DUMAS BRANCH | 800 S Dumas Ave | Dumas, TX |
| CABOT DOWNTOWN BRANCH | 300 W Main St | Cabot, AR |
| HART BRANCH | 424 Broadway | Hart, TX |
| RUSSELLVILLE NORTH AVE BRANCH | 1222 N Arkansas Ave | Russellville, AR |
| TULIA BRANCH | 125 S Austin Ave | Tulia, TX |
Showing 7 of 233
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1903 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 72032 |
| State and County Number | 05045 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 2,571 |
| Domestic Offices | 234 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.my100bank.com |
| Data Updated | 01/30/2026 |
| CERT | 11241 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $22.72B |
| Total Deposits | $17.90B |
| Total Liabilities | $18.72B |
| Total Equity Capital | $4.00B |
| Net Income | $120.53M |
| Net Loans and Leases | $15.30B |
| Assets Per Employee ($Millions) | $8.93M |
| Bank Premises and Fixed Assets | $369.23M |
| Cash and Balances due from Depository Institutions | $661.62M |
| Deposits Held in Domestic Offices | $17.90B |
Key Performance Ratios
| Return on Assets (ROA) | 2.13% |
| Return on Equity (ROE) | 12.13% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 38.26% |
| Tier 1 Risk-Based Capital Ratio | 14.816% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.595% |
| Earning Assets to total Assets | 87.41% |
Income and Expense
| Total Interest Income | $323.29M |
| Total Noninterest Income | $44.06M |
| Total Interest Expense | $89.69M |
| Total Noninterest Expense | $108.16M |
| Net Interest Income | $233.61M |
| Pre-tax Net Operating Income | $155.10M |
| Provision for Credit Losses | $14.40M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $39.83M |
| Other borrowed funds | $500.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.00M |
| Federal Funds Purchased and Repurchased Agreement | $155.80M |
| All Other Liabilities | $168.41M |
| Total Liabilities and Capital | $22.72B |
Securities
| Securities | $4.13B |
| Available-for-sale debt securities | $2.87B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.26B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Centennial Bank?
$22.72B as of the latest filing.
How much are Centennial Bank's total deposits?
$17.90B in total deposits.
Where is Centennial Bank located?
Conway, AR.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
234.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
2.13%.
How much are total loans and leases?
$15.30B (latest filing).
What is the total interest income (latest filing)?
$323.29M.