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Catskill Hudson Bank

Monticello, NY
IDRSSD: 2132594
Total Assets
$525.73M
Latest filing
Total Deposits
$448.62M
Latest filing
Net Interest Margin
2.22%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/06/1993
Community BankYes
Ownership TypeNot Mutual
ZIP12701
State and County Number36105
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees85
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2025
Date of Deposit Insurance12/06/1993
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT33859
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$525.73M
Total Deposits$448.62M
Total Liabilities$487.30M
Total Equity Capital$38.43M
Net Income$-633,000
Net Loans and Leases$422.54M
Assets Per Employee ($Millions)$6.19M
Bank Premises and Fixed Assets$16.65M
Cash and Balances due from Depository Institutions$10.82M
Deposits Held in Domestic Offices$448.62M

Key Performance Ratios

Return on Assets (ROA)-0.47%
Return on Equity (ROE)-6.5%
Net Interest Margin2.22%
Efficiency Ratio128.22%
Tier 1 Risk-Based Capital Ratio11.371%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.31%
Earning Assets to total Assets94.18%

Income and Expense

Total Interest Income$5.87M
Total Noninterest Income$188.00k
Total Interest Expense$3.06M
Total Noninterest Expense$3.84M
Net Interest Income$2.81M
Pre-tax Net Operating Income$-824,000
Provision for Credit Losses$-22,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$9.00k
Federal Funds Purchased and Repurchased Agreement$35.06M
All Other Liabilities$3.62M
Total Liabilities and Capital$525.73M

Securities

Securities$65.76M
Available-for-sale debt securities$59.80M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$5.96M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Catskill Hudson Bank?
$525.73M as of the latest filing.
How much are Catskill Hudson Bank's total deposits?
$448.62M in total deposits.
Where is Catskill Hudson Bank located?
Monticello, NY.
What is the Net Interest Margin?
2.22%.
How many domestic offices does it operate?
11.
When was it established?
12/06/1993.
What is the Return on Assets (ROA)?
-0.47%.
How much are total loans and leases?
$422.54M (latest filing).
What is the total interest income (latest filing)?
$5.87M.