Spring Bank

Bronx, NY
IDRSSD: 3368925
Total Assets
$558.14M
Latest filing
Total Deposits
$471.66M
Latest filing
Net Interest Margin
4.16%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

026014135BRONX, NY

Key People

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Locations

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Main Office
Spring Bank
69 E 167th St
Bronx, NY 10452
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/26/2007FDIC Certificate 462320

Branches (1)

Page 1 of 1
NameAddressCity / State
Spring Bank (Main)69 E 167th StBronx, NY
RED HOOK BRANCH356 Van Brunt StBrooklyn, NY
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/26/2007
Community BankYes
Ownership TypeNot Mutual
ZIP10452
State and County Number36005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees46
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/26/2007
Primary Insurance AgencyDIF
Websitewww.spring.bank
Data Updated01/30/2026
CERT58668
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$558.14M
Total Deposits$471.66M
Total Liabilities$473.77M
Total Equity Capital$84.37M
Net Income$1.93M
Net Loans and Leases$374.24M
Assets Per Employee ($Millions)$12.13M
Bank Premises and Fixed Assets$1.31M
Cash and Balances due from Depository Institutions$86.31M
Deposits Held in Domestic Offices$471.66M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)9.26%
Net Interest Margin4.16%
Efficiency Ratio49.4%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.116%
Earning Assets to total Assets98.33%

Income and Expense

Total Interest Income$9.03M
Total Noninterest Income$208.00k
Total Interest Expense$3.39M
Total Noninterest Expense$2.89M
Net Interest Income$5.63M
Pre-tax Net Operating Income$2.67M
Provision for Credit Losses$282.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.10M
Total Liabilities and Capital$558.14M

Securities

Securities$90.29M
Available-for-sale debt securities$90.29M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Spring Bank?
$558.14M as of the latest filing.
How much are Spring Bank's total deposits?
$471.66M in total deposits.
Where is Spring Bank located?
Bronx, NY.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
2.
When was it established?
10/26/2007.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$374.24M (latest filing).
What is the total interest income (latest filing)?
$9.03M.