Spring Bank
Bronx, NY
IDRSSD: 3368925
Total Assets
$542.87M
Latest filing
Total Deposits
$458.53M
Latest filing
Net Interest Margin
4.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Spring Bank
69 E 167th St
Bronx, NY 10452
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/26/2007FDIC Certificate 462320
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Spring Bank (Main) | 69 E 167th St | Bronx, NY |
| RED HOOK BRANCH | 356 Van Brunt St | Brooklyn, NY |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/26/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 10452 |
| State and County Number | 36005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/26/2007 |
| Primary Insurance Agency | DIF |
| Website | www.spring.bank |
| Data Updated | 11/14/2025 |
| CERT | 58668 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $542.87M |
| Total Deposits | $458.53M |
| Total Liabilities | $460.66M |
| Total Equity Capital | $82.21M |
| Net Income | $2.19M |
| Net Loans and Leases | $348.07M |
| Assets Per Employee ($Millions) | $11.8M |
| Bank Premises and Fixed Assets | $1.37M |
| Cash and Balances due from Depository Institutions | $96.16M |
| Deposits Held in Domestic Offices | $458.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 10.87% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 46.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.143% |
| Earning Assets to total Assets | 98.31% |
Income and Expense
| Total Interest Income | $8.97M |
| Total Noninterest Income | $71.00k |
| Total Interest Expense | $3.34M |
| Total Noninterest Expense | $2.62M |
| Net Interest Income | $5.63M |
| Pre-tax Net Operating Income | $3.03M |
| Provision for Credit Losses | $42.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $542.87M |
Securities
| Securities | $91.36M |
| Available-for-sale debt securities | $91.36M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Spring Bank?
$542.87M as of the latest filing.
How much are Spring Bank's total deposits?
$458.53M in total deposits.
Where is Spring Bank located?
Bronx, NY.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
2.
When was it established?
10/26/2007.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$348.07M (latest filing).
What is the total interest income (latest filing)?
$8.97M.