Jeff Bank
Jeffersonville, NY
IDRSSD: 306908
Total Assets
$671.47M
Latest filing
Total Deposits
$571.28M
Latest filing
Net Interest Margin
4.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Jeff Bank
4864 State Route 52
Jeffersonville, NY 12748
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1913FDIC Certificate 4733
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Jeff Bank (Main) | 4864 State Route 52 | Jeffersonville, NY |
| ELDRED BRANCH | 561 Sthy 55 | Eldred, NY |
| LIBERTY BRANCH | 19 Church St | Liberty, NY |
| MONTICELLO BRANCH | 19 Forestburgh Rd | Monticello, NY |
| LIVINGSTON MANOR BRANCH | 33 Main St | Livingston Manor, NY |
| CALLICOON BRANCH | 4499 State Route 17b | Callicoon, NY |
| ANAWANA LAKE BRANCH | 33 Anawana Lake Rd | Monticello, NY |
| WURTSBORO BRANCH | 2930 State Route 209 | Wurtsboro, NY |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12748 |
| State and County Number | 36105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.jeff.bank |
| Data Updated | 11/14/2025 |
| CERT | 7123 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $671.47M |
| Total Deposits | $571.28M |
| Total Liabilities | $581.56M |
| Total Equity Capital | $89.91M |
| Net Income | $3.23M |
| Net Loans and Leases | $350.94M |
| Assets Per Employee ($Millions) | $6.22M |
| Bank Premises and Fixed Assets | $5.26M |
| Cash and Balances due from Depository Institutions | $86.93M |
| Deposits Held in Domestic Offices | $571.28M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 14.76% |
| Net Interest Margin | 4.91% |
| Efficiency Ratio | 50.2% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.39% |
| Earning Assets to total Assets | 92.48% |
Income and Expense
| Total Interest Income | $7.84M |
| Total Noninterest Income | $852.00k |
| Total Interest Expense | $314.00k |
| Total Noninterest Expense | $4.21M |
| Net Interest Income | $7.53M |
| Pre-tax Net Operating Income | $4.11M |
| Provision for Credit Losses | $66.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $492.00k |
| Other borrowed funds | $2.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.61M |
| Total Liabilities and Capital | $671.47M |
Securities
| Securities | $191.62M |
| Available-for-sale debt securities | $183.51M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $8.11M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Jeff Bank?
$671.47M as of the latest filing.
How much are Jeff Bank's total deposits?
$571.28M in total deposits.
Where is Jeff Bank located?
Jeffersonville, NY.
What is the Net Interest Margin?
4.91%.
How many domestic offices does it operate?
10.
When was it established?
10/01/1913.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$350.94M (latest filing).
What is the total interest income (latest filing)?
$7.84M.