Jeff Bank
Jeffersonville, NY
IDRSSD: 306908
Total Assets
$661.80M
Latest filing
Total Deposits
$558.36M
Latest filing
Net Interest Margin
4.86%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
021909342JEFFERSONVILLE, NY
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Jeff Bank
4864 State Route 52
Jeffersonville, NY 12748
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1913FDIC Certificate 4733
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Jeff Bank (Main) | 4864 State Route 52 | Jeffersonville, NY |
| ELDRED BRANCH | 561 Sthy 55 | Eldred, NY |
| LIBERTY BRANCH | 19 Church St | Liberty, NY |
| MONTICELLO BRANCH | 19 Forestburgh Rd | Monticello, NY |
| LIVINGSTON MANOR BRANCH | 33 Main St | Livingston Manor, NY |
| CALLICOON BRANCH | 4499 State Route 17b | Callicoon, NY |
| ANAWANA LAKE BRANCH | 33 Anawana Lake Rd | Monticello, NY |
| WURTSBORO BRANCH | 2930 State Route 209 | Wurtsboro, NY |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Modern Bank, National Association
New York, New York
→
Assets: $659.97MΔ -1.7%
Geddes Federal Savings and Loan Association
Syracuse, New York
→
Assets: $642.68MΔ -4.3%
Carver Federal Savings Bank
New York, New York
→
Assets: $702.91MΔ +4.7%
NewBank
Flushing, New York
→
Assets: $636.38MΔ -5.2%
Quontic Bank
Astoria, New York
→
Assets: $716.43MΔ +6.7%
Empire State Bank
Staten Island, New York
→
Assets: $621.22MΔ -7.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12748 |
| State and County Number | 36105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 108 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.jeff.bank |
| Data Updated | 01/30/2026 |
| CERT | 7123 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $661.80M |
| Total Deposits | $558.36M |
| Total Liabilities | $568.66M |
| Total Equity Capital | $93.15M |
| Net Income | $3.19M |
| Net Loans and Leases | $357.72M |
| Assets Per Employee ($Millions) | $6.02M |
| Bank Premises and Fixed Assets | $5.52M |
| Cash and Balances due from Depository Institutions | $72.07M |
| Deposits Held in Domestic Offices | $558.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 13.94% |
| Net Interest Margin | 4.86% |
| Efficiency Ratio | 50.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.075% |
| Earning Assets to total Assets | 92.44% |
Income and Expense
| Total Interest Income | $7.79M |
| Total Noninterest Income | $852.00k |
| Total Interest Expense | $309.00k |
| Total Noninterest Expense | $4.22M |
| Net Interest Income | $7.49M |
| Pre-tax Net Operating Income | $4.04M |
| Provision for Credit Losses | $73.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $492.00k |
| Other borrowed funds | $2.65M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.65M |
| Total Liabilities and Capital | $661.80M |
Securities
| Securities | $189.56M |
| Available-for-sale debt securities | $181.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $7.99M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Jeff Bank?
$661.80M as of the latest filing.
How much are Jeff Bank's total deposits?
$558.36M in total deposits.
Where is Jeff Bank located?
Jeffersonville, NY.
What is the Net Interest Margin?
4.86%.
How many domestic offices does it operate?
10.
When was it established?
10/01/1913.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$357.72M (latest filing).
What is the total interest income (latest filing)?
$7.79M.