Rondout Savings Bank
Kingston, NY
IDRSSD: 425108
Total Assets
$512.01M
Latest filing
Total Deposits
$448.97M
Latest filing
Net Interest Margin
2.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221971086NEW YORK, NY
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Rondout Savings Bank
300 Broadway
Kingston, NY 12401
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/24/1868FDIC Certificate 10200
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Rondout Savings Bank (Main) | 300 Broadway | Kingston, NY |
| KINGSTON BRANCH | 1296 Ulster Ave | Kingston, NY |
| WEST HURLEY BRANCH | 295-4 Route 375 | West Hurley, NY |
| HYDE PARK BRANCH | 4269 Albany Post Rd | Hyde Park, NY |
| UPTOWN KINGSTON BRANCH | 267 Wall St | Kingston, NY |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Ulster Savings Bank
Kingston, New York
→
Assets: $1.39BΔ +169.3%
Champlain National Bank
Elizabethtown, New York
→
Assets: $508.09MΔ -1.4%
Cross County Savings Bank
Middle Village, New York
→
Assets: $524.29MΔ +1.8%
Piermont Bank
New York, New York
→
Assets: $496.18MΔ -3.7%
Spring Bank
Bronx, New York
→
Assets: $542.87MΔ +5.4%
The National Bank of Coxsackie
Coxsackie, New York
→
Assets: $545.82MΔ +5.9%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/24/1868 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 12401 |
| State and County Number | 36111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Kingston, NY |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1943 |
| Primary Insurance Agency | DIF |
| Website | www.rondoutbank.com |
| Data Updated | 01/30/2026 |
| CERT | 15969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $512.01M |
| Total Deposits | $448.97M |
| Total Liabilities | $468.75M |
| Total Equity Capital | $43.26M |
| Net Income | $540.00k |
| Net Loans and Leases | $408.39M |
| Assets Per Employee ($Millions) | $7.88M |
| Bank Premises and Fixed Assets | $10.30M |
| Cash and Balances due from Depository Institutions | $32.37M |
| Deposits Held in Domestic Offices | $448.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.42% |
| Return on Equity (ROE) | 5.05% |
| Net Interest Margin | 2.56% |
| Efficiency Ratio | 83.06% |
| Tier 1 Risk-Based Capital Ratio | 14.684% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.449% |
| Earning Assets to total Assets | 94.75% |
Income and Expense
| Total Interest Income | $5.57M |
| Total Noninterest Income | $784.00k |
| Total Interest Expense | $2.46M |
| Total Noninterest Expense | $3.23M |
| Net Interest Income | $3.11M |
| Pre-tax Net Operating Income | $721.00k |
| Provision for Credit Losses | $-62,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.78M |
| Total Liabilities and Capital | $512.01M |
Securities
| Securities | $48.43M |
| Available-for-sale debt securities | $48.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Rondout Savings Bank?
$512.01M as of the latest filing.
How much are Rondout Savings Bank's total deposits?
$448.97M in total deposits.
Where is Rondout Savings Bank located?
Kingston, NY.
What is the Net Interest Margin?
2.56%.
How many domestic offices does it operate?
5.
When was it established?
03/24/1868.
What is the Return on Assets (ROA)?
0.42%.
How much are total loans and leases?
$408.39M (latest filing).
What is the total interest income (latest filing)?
$5.57M.