Alden State Bank
Alden, NY
IDRSSD: 414102
Total Assets
$447.83M
Latest filing
Total Deposits
$377.56M
Latest filing
Net Interest Margin
4.57%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Alden State Bank
13216 Broadway St
Alden, NY 14004
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/05/1916FDIC Certificate 6295
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Alden State Bank (Main) | 13216 Broadway St | Alden, NY |
| LANCASTER BRANCH | 5802 Broadway St | Lancaster, NY |
| CLARENCE BRANCH | 6545 Transit Rd | East Amherst, NY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/05/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14004 |
| State and County Number | 36029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Buffalo-Cheektowaga, NY |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.aldenstate.com |
| Data Updated | 01/30/2026 |
| CERT | 9831 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $447.83M |
| Total Deposits | $377.56M |
| Total Liabilities | $380.12M |
| Total Equity Capital | $67.71M |
| Net Income | $864.00k |
| Net Loans and Leases | $296.87M |
| Assets Per Employee ($Millions) | $6.31M |
| Bank Premises and Fixed Assets | $8.63M |
| Cash and Balances due from Depository Institutions | $49.00M |
| Deposits Held in Domestic Offices | $377.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 5.12% |
| Net Interest Margin | 4.57% |
| Efficiency Ratio | 74.57% |
| Tier 1 Risk-Based Capital Ratio | 22.63% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.12% |
| Earning Assets to total Assets | 93.21% |
Income and Expense
| Total Interest Income | $5.83M |
| Total Noninterest Income | $160.00k |
| Total Interest Expense | $1.07M |
| Total Noninterest Expense | $3.67M |
| Net Interest Income | $4.76M |
| Pre-tax Net Operating Income | $831.00k |
| Provision for Credit Losses | $419.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.34M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.56M |
| Total Liabilities and Capital | $447.83M |
Securities
| Securities | $72.31M |
| Available-for-sale debt securities | $35.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $36.43M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alden State Bank?
$447.83M as of the latest filing.
How much are Alden State Bank's total deposits?
$377.56M in total deposits.
Where is Alden State Bank located?
Alden, NY.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
3.
When was it established?
10/05/1916.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$296.87M (latest filing).
What is the total interest income (latest filing)?
$5.83M.