Cross County Savings Bank
Middle Village, NY
IDRSSD: 1007873
Total Assets
$529.92M
Latest filing
Total Deposits
$452.25M
Latest filing
Net Interest Margin
3.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
226072472MIDDLE VILLAGE, NY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Cross County Savings Bank
7921 Metropolitan Ave
Middle Village, NY 11379
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 43094
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cross County Savings Bank (Main) | 7921 Metropolitan Ave | Middle Village, NY |
| KINGS BRANCH | 731 Metropolitan Ave | Brooklyn, NY |
| MASPETH BRANCH | 6020 Fresh Pond Rd | Maspeth, NY |
| ELIOT BRANCH | 8010 Eliot Ave | Middle Village, NY |
| BELLE HARBOR BRANCH | 455 Beach 129th St | Belle Harbor, NY |
| VAN NEST BRANCH | 791 Morris Park Ave | Bronx, NY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 11379 |
| State and County Number | 36081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.crosscounty.com |
| Data Updated | 01/30/2026 |
| CERT | 30260 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $529.92M |
| Total Deposits | $452.25M |
| Total Liabilities | $463.17M |
| Total Equity Capital | $66.75M |
| Net Income | $682.00k |
| Net Loans and Leases | $400.01M |
| Assets Per Employee ($Millions) | $7.79M |
| Bank Premises and Fixed Assets | $22.52M |
| Cash and Balances due from Depository Institutions | $55.32M |
| Deposits Held in Domestic Offices | $452.25M |
Key Performance Ratios
| Return on Assets (ROA) | 0.52% |
| Return on Equity (ROE) | 4.11% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 82.76% |
| Tier 1 Risk-Based Capital Ratio | 20.398% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.597% |
| Earning Assets to total Assets | 90.62% |
Income and Expense
| Total Interest Income | $6.22M |
| Total Noninterest Income | $323.00k |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $4.09M |
| Net Interest Income | $4.62M |
| Pre-tax Net Operating Income | $849.00k |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.92M |
| Total Liabilities and Capital | $529.92M |
Securities
| Securities | $29.81M |
| Available-for-sale debt securities | $24.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.29M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cross County Savings Bank?
$529.92M as of the latest filing.
How much are Cross County Savings Bank's total deposits?
$452.25M in total deposits.
Where is Cross County Savings Bank located?
Middle Village, NY.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.52%.
How much are total loans and leases?
$400.01M (latest filing).
What is the total interest income (latest filing)?
$6.22M.