The National Bank of Coxsackie
Coxsackie, NY
IDRSSD: 234506
Total Assets
$545.82M
Latest filing
Total Deposits
$485.62M
Latest filing
Net Interest Margin
2.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The National Bank of Coxsackie
3 Reed St
Coxsackie, NY 12051
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1852FDIC Certificate 4694
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The National Bank of Coxsackie (Main) | 3 Reed St | Coxsackie, NY |
| ATHENS BRANCH | 1 N Washington St | Athens, NY |
| GREENVILLE BRANCH | 6500 Rt 81 | Greenville, NY |
| WEST COXSACKIE BRANCH | Route 385 And State Route 9w | West Coxsackie, NY |
| RAVENA BRANCH | 2480 Us Route 9w | Ravena, NY |
| CAIRO BRANCH | 76 Main St | Cairo, NY |
| MIDDLEBURGH BRANCH | 4507 State Route 30 | Middleburgh, NY |
| GLENMONT BRANCH | 331 Route 9w | Glenmont, NY |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1852 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 12051 |
| State and County Number | 36039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nbcoxsackie.com |
| Data Updated | 11/14/2025 |
| CERT | 7018 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $545.82M |
| Total Deposits | $485.62M |
| Total Liabilities | $501.77M |
| Total Equity Capital | $44.05M |
| Net Income | $635.00k |
| Net Loans and Leases | $370.02M |
| Assets Per Employee ($Millions) | $6.82M |
| Bank Premises and Fixed Assets | $4.37M |
| Cash and Balances due from Depository Institutions | $52.33M |
| Deposits Held in Domestic Offices | $485.62M |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 5.89% |
| Net Interest Margin | 2.6% |
| Efficiency Ratio | 88.33% |
| Tier 1 Risk-Based Capital Ratio | 16.692% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.071% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $5.60M |
| Total Noninterest Income | $473.00k |
| Total Interest Expense | $2.29M |
| Total Noninterest Expense | $3.35M |
| Net Interest Income | $3.31M |
| Pre-tax Net Operating Income | $792.00k |
| Provision for Credit Losses | $-350,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.04M |
| Total Liabilities and Capital | $545.82M |
Securities
| Securities | $108.89M |
| Available-for-sale debt securities | $105.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $3.65M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Bank of Coxsackie?
$545.82M as of the latest filing.
How much are The National Bank of Coxsackie's total deposits?
$485.62M in total deposits.
Where is The National Bank of Coxsackie located?
Coxsackie, NY.
What is the Net Interest Margin?
2.60%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1852.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$370.02M (latest filing).
What is the total interest income (latest filing)?
$5.60M.