Piermont Bank

New York, NY
IDRSSD: 5342974
Total Assets
$519.66M
Latest filing
Total Deposits
$397.32M
Latest filing
Net Interest Margin
2.06%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

3 routesView all
026013916NEW YORK, NY026015053NEW YORK, NY026015121NEW YORK, NY

Key People

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Locations

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Main Office
Piermont Bank
4 Bryant Park
New York, NY 10018
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/2019FDIC Certificate 603217

Branches (0)

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NameAddressCity / State
No branch data available.
Piermont Bank (Main)4 Bryant ParkNew York, NY

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/2019
Community BankYes
Ownership TypeNot Mutual
ZIP10018
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees49
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/10/2020
Date of Deposit Insurance07/01/2019
Primary Insurance AgencyDIF
Websitewww.piermontbank.com
Data Updated01/30/2026
CERT59154
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$519.66M
Total Deposits$397.32M
Total Liabilities$457.65M
Total Equity Capital$62.01M
Net Income$-1,879,000
Net Loans and Leases$290.23M
Assets Per Employee ($Millions)$10.83M
Bank Premises and Fixed Assets$8.28M
Cash and Balances due from Depository Institutions$128.67M
Deposits Held in Domestic Offices$397.32M

Key Performance Ratios

Return on Assets (ROA)-1.48%
Return on Equity (ROE)-12%
Net Interest Margin2.06%
Efficiency Ratio141.89%
Tier 1 Risk-Based Capital Ratio12.987%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.43%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.932%
Earning Assets to total Assets96.52%

Income and Expense

Total Interest Income$5.65M
Total Noninterest Income$559.00k
Total Interest Expense$3.13M
Total Noninterest Expense$4.37M
Net Interest Income$2.52M
Pre-tax Net Operating Income$-1,829,000
Provision for Credit Losses$540.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$50.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.33M
Total Liabilities and Capital$519.66M

Securities

Securities$82.78M
Available-for-sale debt securities$82.78M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Piermont Bank?
$519.66M as of the latest filing.
How much are Piermont Bank's total deposits?
$397.32M in total deposits.
Where is Piermont Bank located?
New York, NY.
What is the Net Interest Margin?
2.06%.
How many domestic offices does it operate?
1.
When was it established?
07/01/2019.
What is the Return on Assets (ROA)?
-1.48%.
How much are total loans and leases?
$290.23M (latest filing).
What is the total interest income (latest filing)?
$5.65M.