Piermont Bank

New York, NY
IDRSSD: 5342974
Total Assets
$496.18M
Latest filing
Total Deposits
$366.82M
Latest filing
Net Interest Margin
1.94%
Profitability

Locations

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Main Office
Piermont Bank
4 Bryant Park
New York, NY 10018
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/2019FDIC Certificate 603217

Branches (0)

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NameAddressCity / State
No branch data available.
Piermont Bank (Main)4 Bryant ParkNew York, NY

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/2019
Community BankYes
Ownership TypeNot Mutual
ZIP10018
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees45
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/10/2020
Date of Deposit Insurance07/01/2019
Primary Insurance AgencyDIF
Websitewww.piermontbank.com
Data Updated11/14/2025
CERT59154
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$496.18M
Total Deposits$366.82M
Total Liabilities$432.92M
Total Equity Capital$63.27M
Net Income$-1,972,000
Net Loans and Leases$278.97M
Assets Per Employee ($Millions)$10.13M
Bank Premises and Fixed Assets$9.01M
Cash and Balances due from Depository Institutions$119.01M
Deposits Held in Domestic Offices$366.82M

Key Performance Ratios

Return on Assets (ROA)-1.59%
Return on Equity (ROE)-12.34%
Net Interest Margin1.94%
Efficiency Ratio151.96%
Tier 1 Risk-Based Capital Ratio13.967%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.751%
Earning Assets to total Assets96.47%

Income and Expense

Total Interest Income$5.49M
Total Noninterest Income$770.00k
Total Interest Expense$3.15M
Total Noninterest Expense$4.73M
Net Interest Income$2.34M
Pre-tax Net Operating Income$-1,922,000
Provision for Credit Losses$305.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$50.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$16.10M
Total Liabilities and Capital$496.18M

Securities

Securities$80.79M
Available-for-sale debt securities$80.79M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Piermont Bank?
$496.18M as of the latest filing.
How much are Piermont Bank's total deposits?
$366.82M in total deposits.
Where is Piermont Bank located?
New York, NY.
What is the Net Interest Margin?
1.94%.
How many domestic offices does it operate?
1.
When was it established?
07/01/2019.
What is the Return on Assets (ROA)?
-1.59%.
How much are total loans and leases?
$278.97M (latest filing).
What is the total interest income (latest filing)?
$5.49M.