The Berkshire Bank
New York, NY
IDRSSD: 1396764
Total Assets
$536.34M
Latest filing
Total Deposits
$404.23M
Latest filing
Net Interest Margin
3.61%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221371071ROME, NY
Key People
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Locations
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Main Office
The Berkshire Bank
4 E 39th St
New York, NY 10016
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/08/1989FDIC Certificate 40236
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Berkshire Bank (Main) | 4 E 39th St | New York, NY |
| GOSHEN SAVINGS BANK BRANCH | 2 S Church St | Goshen, NY |
| BROOKLYN BRANCH | 5010 13th Avenue | New York City, NY |
| HARRIMAN BRANCH | 80 Route 17m | Harriman, NY |
| 5 BROADWAY BRANCH | 5 Broadway | New York, NY |
| 16TH AVENUE BRANCH | 4917 16th Ave | Brooklyn, NY |
| WASHINGTON HEIGHTS BRANCH | 210 Pinehurst Ave | New York, NY |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/08/1989 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 10016 |
| State and County Number | 36061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 85 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/08/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.berkbank.com |
| Data Updated | 01/30/2026 |
| CERT | 27503 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $536.34M |
| Total Deposits | $404.23M |
| Total Liabilities | $410.11M |
| Total Equity Capital | $126.23M |
| Net Income | $865.00k |
| Net Loans and Leases | $148.63M |
| Assets Per Employee ($Millions) | $6.46M |
| Bank Premises and Fixed Assets | $2.44M |
| Cash and Balances due from Depository Institutions | $311.31M |
| Deposits Held in Domestic Offices | $404.23M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 2.72% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 69.47% |
| Tier 1 Risk-Based Capital Ratio | 84.72% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 23.535% |
| Earning Assets to total Assets | 97.82% |
Income and Expense
| Total Interest Income | $6.01M |
| Total Noninterest Income | $687.00k |
| Total Interest Expense | $1.12M |
| Total Noninterest Expense | $3.88M |
| Net Interest Income | $4.89M |
| Pre-tax Net Operating Income | $1.70M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.88M |
| Total Liabilities and Capital | $536.34M |
Securities
| Securities | $65.71M |
| Available-for-sale debt securities | $63.68M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Berkshire Bank?
$536.34M as of the latest filing.
How much are The Berkshire Bank's total deposits?
$404.23M in total deposits.
Where is The Berkshire Bank located?
New York, NY.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
8.
When was it established?
05/08/1989.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$148.63M (latest filing).
What is the total interest income (latest filing)?
$6.01M.