BTC Bank
Bethany, MO
IDRSSD: 1009242
Total Assets
$1.56B
Latest filing
Total Deposits
$1.16B
Latest filing
Net Interest Margin
4.68%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101916307BETHANY, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BTC Bank
3606 Miller St
Bethany, MO 64424
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/19/1919FDIC Certificate 6805
Branches (23)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| BTC Bank (Main) | 3606 Miller St | Bethany, MO |
| COLUMBIA BRANCH | 4000 S Rangeline Rd | Columbia, MO |
| GILMAN CITY BRANCH | 435 Main St | Gilman City, MO |
| PATTONSBURG BRANCH | 114 Central Ave | Pattonsburg, MO |
| FAYETTE/BOONSLICK BRANCH | 100 E Morrison St | Fayette, MO |
| PLATTE-CLAY WAY BRANCH | 515 E Platte Clay Way | Cameron, MO |
| ALBANY BRANCH | 101 E Us Highway 136 | Albany, MO |
| ZOOK & ROECKER BRANCH | 105 N Washington St | Oregon, MO |
Showing 7 of 23
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/19/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64424 |
| State and County Number | 29081 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 241 |
| Domestic Offices | 24 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/07/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | btcbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 10618 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.56B |
| Total Deposits | $1.16B |
| Total Liabilities | $1.39B |
| Total Equity Capital | $168.18M |
| Net Income | $5.10M |
| Net Loans and Leases | $1.24B |
| Assets Per Employee ($Millions) | $6.64M |
| Bank Premises and Fixed Assets | $38.80M |
| Cash and Balances due from Depository Institutions | $42.63M |
| Deposits Held in Domestic Offices | $1.16B |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 12.25% |
| Net Interest Margin | 4.68% |
| Efficiency Ratio | 58.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.785% |
| Earning Assets to total Assets | 92.06% |
Income and Expense
| Total Interest Income | $24.53M |
| Total Noninterest Income | $1.23M |
| Total Interest Expense | $8.15M |
| Total Noninterest Expense | $10.37M |
| Net Interest Income | $16.38M |
| Pre-tax Net Operating Income | $6.33M |
| Provision for Credit Losses | $900.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $16.00k |
| Other borrowed funds | $227.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.92M |
| Total Liabilities and Capital | $1.56B |
Securities
| Securities | $165.39M |
| Available-for-sale debt securities | $165.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $75.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BTC Bank?
$1.56B as of the latest filing.
How much are BTC Bank's total deposits?
$1.16B in total deposits.
Where is BTC Bank located?
Bethany, MO.
What is the Net Interest Margin?
4.68%.
How many domestic offices does it operate?
24.
When was it established?
09/19/1919.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$1.24B (latest filing).
What is the total interest income (latest filing)?
$24.53M.