BEACON BUSINESS BANK, NATIONAL ASSOCIATION
San Francisco, CA
IDRSSD: 403067
Total Assets
$176.33M
Latest filing
Total Deposits
$146.52M
Latest filing
Net Interest Margin
3.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BEACON BUSINESS BANK, NATIONAL ASSOCIATION
425 California St
San Francisco, CA 94104
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/21/1984FDIC Certificate 17549
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BEACON BUSINESS BANK, NATIONAL ASSOCIATION (Main) | 425 California St | San Francisco, CA |
| SAN MATEO BRANCH | 1700 S El Camino Real | San Mateo, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/21/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94104 |
| State and County Number | 06075 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/21/1984 |
| Primary Insurance Agency | DIF |
| Website | Beaconbusinessbank.com |
| Data Updated | 11/14/2025 |
| CERT | 25644 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $176.33M |
| Total Deposits | $146.52M |
| Total Liabilities | $159.74M |
| Total Equity Capital | $16.59M |
| Net Income | $135.00k |
| Net Loans and Leases | $114.12M |
| Assets Per Employee ($Millions) | $7.35M |
| Bank Premises and Fixed Assets | $1.98M |
| Cash and Balances due from Depository Institutions | $12.40M |
| Deposits Held in Domestic Offices | $146.52M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 3.34% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 92.72% |
| Tier 1 Risk-Based Capital Ratio | 15.379% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.409% |
| Earning Assets to total Assets | 94.3% |
Income and Expense
| Total Interest Income | $2.15M |
| Total Noninterest Income | $134.00k |
| Total Interest Expense | $608.00k |
| Total Noninterest Expense | $1.56M |
| Net Interest Income | $1.54M |
| Pre-tax Net Operating Income | $136.00k |
| Provision for Credit Losses | $-19,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.21M |
| Total Liabilities and Capital | $176.33M |
Securities
| Securities | $40.84M |
| Available-for-sale debt securities | $40.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BEACON BUSINESS BANK, NATIONAL ASSOCIATION?
$176.33M as of the latest filing.
How much are BEACON BUSINESS BANK, NATIONAL ASSOCIATION's total deposits?
$146.52M in total deposits.
Where is BEACON BUSINESS BANK, NATIONAL ASSOCIATION located?
San Francisco, CA.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
2.
When was it established?
08/21/1984.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$114.12M (latest filing).
What is the total interest income (latest filing)?
$2.15M.