BEACON BUSINESS BANK, NATIONAL ASSOCIATION
San Francisco, CA
IDRSSD: 403067
Total Assets
$167.24M
Latest filing
Total Deposits
$131.96M
Latest filing
Net Interest Margin
3.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
121040651SAN FRANCISCO, CA
Key People
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Locations
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Main Office
BEACON BUSINESS BANK, NATIONAL ASSOCIATION
425 California St
San Francisco, CA 94104
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/21/1984FDIC Certificate 17549
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BEACON BUSINESS BANK, NATIONAL ASSOCIATION (Main) | 425 California St | San Francisco, CA |
| SAN MATEO BRANCH | 1700 S El Camino Real | San Mateo, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/21/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94104 |
| State and County Number | 06075 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/21/1984 |
| Primary Insurance Agency | DIF |
| Website | Beaconbusinessbank.com |
| Data Updated | 01/30/2026 |
| CERT | 25644 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.24M |
| Total Deposits | $131.96M |
| Total Liabilities | $149.88M |
| Total Equity Capital | $17.36M |
| Net Income | $443.00k |
| Net Loans and Leases | $112.00M |
| Assets Per Employee ($Millions) | $7.27M |
| Bank Premises and Fixed Assets | $1.91M |
| Cash and Balances due from Depository Institutions | $7.04M |
| Deposits Held in Domestic Offices | $131.96M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.44% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 80.56% |
| Tier 1 Risk-Based Capital Ratio | 16.44% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.382% |
| Earning Assets to total Assets | 93.52% |
Income and Expense
| Total Interest Income | $2.09M |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $599.00k |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $1.49M |
| Pre-tax Net Operating Income | $444.00k |
| Provision for Credit Losses | $-131,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.82M |
| Total Liabilities and Capital | $167.24M |
Securities
| Securities | $39.18M |
| Available-for-sale debt securities | $39.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BEACON BUSINESS BANK, NATIONAL ASSOCIATION?
$167.24M as of the latest filing.
How much are BEACON BUSINESS BANK, NATIONAL ASSOCIATION's total deposits?
$131.96M in total deposits.
Where is BEACON BUSINESS BANK, NATIONAL ASSOCIATION located?
San Francisco, CA.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
2.
When was it established?
08/21/1984.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$112.00M (latest filing).
What is the total interest income (latest filing)?
$2.09M.