Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1928
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	36303
State and County Number	01069
Subchapter S Corporations	Yes
Trust Powers	N/A
Federal Reserve ID Number	06
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Atlanta
Core Based Statistical Area Name	Dothan, AL

Operational Info

Number of Employees	22
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/14/2025
CERT	77
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$209.84M
Total Deposits	$167.07M
Total Liabilities	$168.47M
Total Equity Capital	$41.38M
Net Income	$869.00k
Net Loans and Leases	$168.52M
Assets Per Employee ($Millions)	$9.12M
Bank Premises and Fixed Assets	$1.35M
Cash and Balances due from Depository Institutions	$4.97M
Deposits Held in Domestic Offices	$167.07M

Return on Assets (ROA)	1.65%
Return on Equity (ROE)	8.49%
Net Interest Margin	3.94%
Efficiency Ratio	54.73%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	19.719%
Earning Assets to total Assets	98.46%

Total Interest Income	$2.90M
Total Noninterest Income	$13.00k
Total Interest Expense	$858.00k
Total Noninterest Expense	$1.12M
Net Interest Income	$2.04M
Pre-tax Net Operating Income	$929.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$1.39M
Total Liabilities and Capital	$209.84M

Securities	$33.77M
Available-for-sale debt securities	$33.77M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of BankSouth?

$209.84M as of the latest filing.

How much are BankSouth's total deposits?

$167.07M in total deposits.

Where is BankSouth located?

Dothan, AL.

What is the Net Interest Margin?

3.94%.

How many domestic offices does it operate?

When was it established?

01/01/1928.

What is the Return on Assets (ROA)?

1.65%.

How much are total loans and leases?

$168.52M (latest filing).

What is the total interest income (latest filing)?

$2.90M.