First Cahawba Bank
Selma, AL
IDRSSD: 3633016
Total Assets
$206.29M
Latest filing
Total Deposits
$188.58M
Latest filing
Net Interest Margin
4.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Cahawba Bank
2610 Citizens Pkwy
Selma, AL 36701
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/10/2007FDIC Certificate 460562
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Cahawba Bank (Main) | 2610 Citizens Pkwy | Selma, AL |
| DOWNTOWN OFFICE BRANCH | 801 Alabama Ave | Selma, AL |
| GULF SHORES | 144 Cove Ave | Gulf Shores, AL |
| TROY BRANCH | 601 Trojan Pakway | Troy, AL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/10/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36701 |
| State and County Number | 01047 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Selma, AL |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/10/2007 |
| Primary Insurance Agency | DIF |
| Website | www.firstcahawba.com |
| Data Updated | 11/14/2025 |
| CERT | 58636 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $206.29M |
| Total Deposits | $188.58M |
| Total Liabilities | $189.32M |
| Total Equity Capital | $16.98M |
| Net Income | $686.00k |
| Net Loans and Leases | $134.85M |
| Assets Per Employee ($Millions) | $5.16M |
| Bank Premises and Fixed Assets | $5.42M |
| Cash and Balances due from Depository Institutions | $5.91M |
| Deposits Held in Domestic Offices | $188.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 16.75% |
| Net Interest Margin | 4.96% |
| Efficiency Ratio | 63.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.229% |
| Earning Assets to total Assets | 95.42% |
Income and Expense
| Total Interest Income | $2.95M |
| Total Noninterest Income | $123.00k |
| Total Interest Expense | $534.00k |
| Total Noninterest Expense | $1.60M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $933.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.12M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $737.00k |
| Total Liabilities and Capital | $206.29M |
Securities
| Securities | $36.60M |
| Available-for-sale debt securities | $36.60M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Cahawba Bank?
$206.29M as of the latest filing.
How much are First Cahawba Bank's total deposits?
$188.58M in total deposits.
Where is First Cahawba Bank located?
Selma, AL.
What is the Net Interest Margin?
4.96%.
How many domestic offices does it operate?
4.
When was it established?
09/10/2007.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$134.85M (latest filing).
What is the total interest income (latest filing)?
$2.95M.