First Financial Bank
Bessemer, AL
IDRSSD: 292234
Total Assets
$242.02M
Latest filing
Total Deposits
$234.53M
Latest filing
Net Interest Margin
3.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Financial Bank
1630 4th Ave N
Bessemer, AL 35020
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/17/1965FDIC Certificate 13241
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Financial Bank (Main) | 1630 4th Ave N | Bessemer, AL |
| CENTREVILLE BRANCH | 119 Birmingham Rd | Centreville, AL |
| WOODSTOCK BRANCH | 28802 Highway 5 | Woodstock, AL |
| HUEYTOWN BRANCH | 1243 Hueytown Rd | Hueytown, AL |
| PELHAM BRANCH | 3304 Pelham Pkwy | Pelham, AL |
| VANCE BRANCH | 18704 Highway 11 N | Vance, AL |
| WEST BLOCTON BRANCH | 1212 Main St | West Blocton, AL |
| MCCALLA BRANCH | 4790 Eastern Valley Rd | Mc Calla, AL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/17/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35020 |
| State and County Number | 01073 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 71 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/17/1965 |
| Primary Insurance Agency | DIF |
| Website | www.ffbalabama.com |
| Data Updated | 11/14/2025 |
| CERT | 19440 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $242.02M |
| Total Deposits | $234.53M |
| Total Liabilities | $235.25M |
| Total Equity Capital | $6.77M |
| Net Income | $653.00k |
| Net Loans and Leases | $122.77M |
| Assets Per Employee ($Millions) | $3.41M |
| Bank Premises and Fixed Assets | $6.75M |
| Cash and Balances due from Depository Institutions | $24.72M |
| Deposits Held in Domestic Offices | $234.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 47.98% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 76.24% |
| Tier 1 Risk-Based Capital Ratio | 15.612% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 2.798% |
| Earning Assets to total Assets | 86.85% |
Income and Expense
| Total Interest Income | $2.57M |
| Total Noninterest Income | $921.00k |
| Total Interest Expense | $597.00k |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $1.97M |
| Pre-tax Net Operating Income | $682.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $717.00k |
| Total Liabilities and Capital | $242.02M |
Securities
| Securities | $71.02M |
| Available-for-sale debt securities | $71.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Financial Bank?
$242.02M as of the latest filing.
How much are First Financial Bank's total deposits?
$234.53M in total deposits.
Where is First Financial Bank located?
Bessemer, AL.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
8.
When was it established?
05/17/1965.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$122.77M (latest filing).
What is the total interest income (latest filing)?
$2.57M.