Friend Bank

Slocomb, AL
IDRSSD: 244037
Total Assets
$213.31M
Latest filing
Total Deposits
$183.32M
Latest filing
Net Interest Margin
4.50%
Profitability

Locations

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Main Office
Friend Bank
220 E Lawrence Harris Hwy
Slocomb, AL 36375
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1905FDIC Certificate 1849

Branches (4)

Page 1 of 1
NameAddressCity / State
Friend Bank (Main)220 E Lawrence Harris HwySlocomb, AL
FRIEND HARTFORD BRANCH307 W Main StHartford, AL
FRIEND NEWTON BRANCH465 S College StNewton, AL
FRIEND DOTHAN BRANCH3105 Ross Clark CirDothan, AL
GENEVA BRANCH1242 Magolia AveGeneva, AL
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/01/1905
Community BankYes
Ownership TypeNot Mutual
ZIP36375
State and County Number01061
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameDothan, AL

Operational Info

Number of Employees51
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.friendbank.net
Data Updated11/14/2025
CERT2828
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$213.31M
Total Deposits$183.32M
Total Liabilities$184.28M
Total Equity Capital$29.03M
Net Income$791.00k
Net Loans and Leases$133.26M
Assets Per Employee ($Millions)$3.95M
Bank Premises and Fixed Assets$5.48M
Cash and Balances due from Depository Institutions$37.75M
Deposits Held in Domestic Offices$183.32M

Key Performance Ratios

Return on Assets (ROA)1.5%
Return on Equity (ROE)11.06%
Net Interest Margin4.5%
Efficiency Ratio66.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.608%
Earning Assets to total Assets94.96%

Income and Expense

Total Interest Income$3.03M
Total Noninterest Income$270.00k
Total Interest Expense$785.00k
Total Noninterest Expense$1.66M
Net Interest Income$2.25M
Pre-tax Net Operating Income$805.00k
Provision for Credit Losses$49.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$40.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.98M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$962.00k
Total Liabilities and Capital$213.31M

Securities

Securities$33.01M
Available-for-sale debt securities$32.95M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Friend Bank?
$213.31M as of the latest filing.
How much are Friend Bank's total deposits?
$183.32M in total deposits.
Where is Friend Bank located?
Slocomb, AL.
What is the Net Interest Margin?
4.50%.
How many domestic offices does it operate?
5.
When was it established?
10/01/1905.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$133.26M (latest filing).
What is the total interest income (latest filing)?
$3.03M.