First Federal Bank, A FSB
Tuscaloosa, AL
IDRSSD: 814074
Total Assets
$175.02M
Latest filing
Total Deposits
$115.32M
Latest filing
Net Interest Margin
2.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Bank, A FSB
1300 Mcfarland Blvd Ne
Tuscaloosa, AL 35406
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/20/1959FDIC Certificate 43961
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Bank, A FSB (Main) | 1300 Mcfarland Blvd Ne | Tuscaloosa, AL |
| NINTH STREET BRANCH | 2315 9th St | Tuscaloosa, AL |
| TUSCALOOSA BRANCH | 5301 Highway 69 S | Tuscaloosa, AL |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Local Bank
Tuscaloosa, Alabama
→
Assets: $94.59MΔ -48.0%
Bryant Bank
Tuscaloosa, Alabama
→
Assets: $2.70BΔ +1386.8%
Millennial Bank
Leeds, Alabama
→
Assets: $181.62MΔ -0.1%
North Alabama Bank
Hazel Green, Alabama
→
Assets: $178.71MΔ -1.7%
Community Neighbor Bank
Camden, Alabama
→
Assets: $173.81MΔ -4.4%
PeoplesTrust Bank
Hamilton, Alabama
→
Assets: $194.53MΔ +7.0%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 11/20/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35406 |
| State and County Number | 01125 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tuscaloosa, AL |
Operational Info
| Number of Employees | 93 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.1stfed.com |
| Data Updated | 11/14/2025 |
| CERT | 31127 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $175.02M |
| Total Deposits | $115.32M |
| Total Liabilities | $161.49M |
| Total Equity Capital | $13.53M |
| Net Income | $419.00k |
| Net Loans and Leases | $144.78M |
| Assets Per Employee ($Millions) | $1.88M |
| Bank Premises and Fixed Assets | $3.42M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $115.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 12.58% |
| Net Interest Margin | 2.74% |
| Efficiency Ratio | 90.09% |
| Tier 1 Risk-Based Capital Ratio | 12.4% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.729% |
| Earning Assets to total Assets | 89.8% |
Income and Expense
| Total Interest Income | $2.38M |
| Total Noninterest Income | $3.42M |
| Total Interest Expense | $1.28M |
| Total Noninterest Expense | $4.07M |
| Net Interest Income | $1.09M |
| Pre-tax Net Operating Income | $448.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $41.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.97M |
| Total Liabilities and Capital | $175.02M |
Securities
| Securities | $679.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $679.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Bank, A FSB?
$175.02M as of the latest filing.
How much are First Federal Bank, A FSB's total deposits?
$115.32M in total deposits.
Where is First Federal Bank, A FSB located?
Tuscaloosa, AL.
What is the Net Interest Margin?
2.74%.
How many domestic offices does it operate?
3.
When was it established?
11/20/1959.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$144.78M (latest filing).
What is the total interest income (latest filing)?
$2.38M.