North Alabama Bank
Hazel Green, AL
IDRSSD: 1402384
Total Assets
$174.95M
Latest filing
Total Deposits
$152.39M
Latest filing
Net Interest Margin
5.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
062204022HAZEL GREEN, AL
Key People
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Locations
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Main Office
North Alabama Bank
13914 Highway 231 431 N
Hazel Green, AL 35750
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/14/1989FDIC Certificate 40342
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North Alabama Bank (Main) | 13914 Highway 231 431 N | Hazel Green, AL |
| WINCHESTER ROAD BRANCH | 1590 Winchester Rd Ne | Huntsville, AL |
| PROVIDENCE BRANCH | 220 Providence Main St Nw | Huntsville, AL |
| NORTH ALABAMA BANK ARDMORE BRANCH | 30010 Ardmore Ave | Ardmore, AL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/14/1989 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35750 |
| State and County Number | 01089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Huntsville, AL |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/14/1989 |
| Primary Insurance Agency | DIF |
| Website | www.northalabamabank.com |
| Data Updated | 01/30/2026 |
| CERT | 27560 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $174.95M |
| Total Deposits | $152.39M |
| Total Liabilities | $155.82M |
| Total Equity Capital | $19.13M |
| Net Income | $861.00k |
| Net Loans and Leases | $135.39M |
| Assets Per Employee ($Millions) | $4.17M |
| Bank Premises and Fixed Assets | $8.35M |
| Cash and Balances due from Depository Institutions | $13.37M |
| Deposits Held in Domestic Offices | $152.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.93% |
| Return on Equity (ROE) | 18.21% |
| Net Interest Margin | 5.85% |
| Efficiency Ratio | 54.03% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.936% |
| Earning Assets to total Assets | 91.06% |
Income and Expense
| Total Interest Income | $3.16M |
| Total Noninterest Income | $244.00k |
| Total Interest Expense | $785.00k |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $2.38M |
| Pre-tax Net Operating Income | $1.13M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $750.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.93M |
| Total Liabilities and Capital | $174.95M |
Securities
| Securities | $11.54M |
| Available-for-sale debt securities | $11.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Alabama Bank?
$174.95M as of the latest filing.
How much are North Alabama Bank's total deposits?
$152.39M in total deposits.
Where is North Alabama Bank located?
Hazel Green, AL.
What is the Net Interest Margin?
5.85%.
How many domestic offices does it operate?
4.
When was it established?
08/14/1989.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$135.39M (latest filing).
What is the total interest income (latest filing)?
$3.16M.