North Alabama Bank
Hazel Green, AL
IDRSSD: 1402384
Total Assets
$181.14M
Latest filing
Total Deposits
$158.10M
Latest filing
Net Interest Margin
5.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
North Alabama Bank
13914 Highway 231 431 N
Hazel Green, AL 35750
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/14/1989FDIC Certificate 40342
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North Alabama Bank (Main) | 13914 Highway 231 431 N | Hazel Green, AL |
| WINCHESTER ROAD BRANCH | 1590 Winchester Rd Ne | Huntsville, AL |
| PROVIDENCE BRANCH | 220 Providence Main St Nw | Huntsville, AL |
| NORTH ALABAMA BANK ARDMORE BRANCH | 30010 Ardmore Ave | Ardmore, AL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/14/1989 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35750 |
| State and County Number | 01089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Huntsville, AL |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/14/1989 |
| Primary Insurance Agency | DIF |
| Website | www.northalabamabank.com |
| Data Updated | 11/14/2025 |
| CERT | 27560 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.14M |
| Total Deposits | $158.10M |
| Total Liabilities | $162.45M |
| Total Equity Capital | $18.69M |
| Net Income | $671.00k |
| Net Loans and Leases | $137.08M |
| Assets Per Employee ($Millions) | $4.42M |
| Bank Premises and Fixed Assets | $8.33M |
| Cash and Balances due from Depository Institutions | $18.44M |
| Deposits Held in Domestic Offices | $158.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 14.62% |
| Net Interest Margin | 5.39% |
| Efficiency Ratio | 60.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.318% |
| Earning Assets to total Assets | 91.35% |
Income and Expense
| Total Interest Income | $3.05M |
| Total Noninterest Income | $233.00k |
| Total Interest Expense | $835.00k |
| Total Noninterest Expense | $1.51M |
| Net Interest Income | $2.22M |
| Pre-tax Net Operating Income | $914.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $600.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.85M |
| Total Liabilities and Capital | $181.14M |
Securities
| Securities | $11.08M |
| Available-for-sale debt securities | $11.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Alabama Bank?
$181.14M as of the latest filing.
How much are North Alabama Bank's total deposits?
$158.10M in total deposits.
Where is North Alabama Bank located?
Hazel Green, AL.
What is the Net Interest Margin?
5.39%.
How many domestic offices does it operate?
4.
When was it established?
08/14/1989.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$137.08M (latest filing).
What is the total interest income (latest filing)?
$3.05M.