Millennial Bank
Leeds, AL
IDRSSD: 2621285
Total Assets
$189.58M
Latest filing
Total Deposits
$173.77M
Latest filing
Net Interest Margin
4.63%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Millennial Bank
7924 Parkway Dr
Leeds, AL 35094
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/30/1997FDIC Certificate 57224
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Millennial Bank (Main) | 7924 Parkway Dr | Leeds, AL |
| MEADOW BROOK BRANCH | 20 Meadowview Dr | Birmingham, AL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/30/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35094 |
| State and County Number | 01073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/30/1997 |
| Primary Insurance Agency | DIF |
| Website | www.millennial.bank |
| Data Updated | 11/14/2025 |
| CERT | 34460 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $189.58M |
| Total Deposits | $173.77M |
| Total Liabilities | $175.02M |
| Total Equity Capital | $14.56M |
| Net Income | $340.00k |
| Net Loans and Leases | $142.19M |
| Assets Per Employee ($Millions) | $9.98M |
| Bank Premises and Fixed Assets | $8.46M |
| Cash and Balances due from Depository Institutions | $14.55M |
| Deposits Held in Domestic Offices | $173.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 9.63% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 74.58% |
| Tier 1 Risk-Based Capital Ratio | 10.428% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.681% |
| Earning Assets to total Assets | 90.89% |
Income and Expense
| Total Interest Income | $2.99M |
| Total Noninterest Income | $120.00k |
| Total Interest Expense | $1.03M |
| Total Noninterest Expense | $1.55M |
| Net Interest Income | $1.95M |
| Pre-tax Net Operating Income | $445.00k |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $352.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.25M |
| Total Liabilities and Capital | $189.58M |
Securities
| Securities | $17.70M |
| Available-for-sale debt securities | $17.70M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Millennial Bank?
$189.58M as of the latest filing.
How much are Millennial Bank's total deposits?
$173.77M in total deposits.
Where is Millennial Bank located?
Leeds, AL.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
2.
When was it established?
12/30/1997.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$142.19M (latest filing).
What is the total interest income (latest filing)?
$2.99M.