MidSouth Bank
Dothan, AL
IDRSSD: 929932
Total Assets
$729.97M
Latest filing
Total Deposits
$666.22M
Latest filing
Net Interest Margin
3.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
MidSouth Bank
2526 W Main St
Dothan, AL 36301
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1912FDIC Certificate 1811
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| MidSouth Bank (Main) | 2526 W Main St | Dothan, AL |
| CLAYTON BRANCH | 16 S Midway St | Clayton, AL |
| ASHFORD BRANCH | 520 N Broadway St | Ashford, AL |
| PANAMA CITY BRANCH | 1418 W 23rd St | Panama City, FL |
| AUBURN BRANCH | 519 E Glenn Ave | Auburn, AL |
| SOUTHSIDE BRANCH | 2224 Ross Clark Cir | Dothan, AL |
| WESTSIDE BRANCH | 4015 W Main St | Dothan, AL |
| NORTHSIDE BRANCH | 3776 Montgomery Hwy | Dothan, AL |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36301 |
| State and County Number | 01069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dothan, AL |
Operational Info
| Number of Employees | 129 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankmidsouth.com |
| Data Updated | 11/14/2025 |
| CERT | 2777 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $729.97M |
| Total Deposits | $666.22M |
| Total Liabilities | $670.48M |
| Total Equity Capital | $59.49M |
| Net Income | $1.74M |
| Net Loans and Leases | $427.82M |
| Assets Per Employee ($Millions) | $5.66M |
| Bank Premises and Fixed Assets | $31.62M |
| Cash and Balances due from Depository Institutions | $53.33M |
| Deposits Held in Domestic Offices | $666.22M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 12.03% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 73.14% |
| Tier 1 Risk-Based Capital Ratio | 11.918% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.149% |
| Earning Assets to total Assets | 91.85% |
Income and Expense
| Total Interest Income | $9.30M |
| Total Noninterest Income | $559.00k |
| Total Interest Expense | $3.31M |
| Total Noninterest Expense | $4.79M |
| Net Interest Income | $5.99M |
| Pre-tax Net Operating Income | $1.76M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.06M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.25M |
| Total Liabilities and Capital | $729.97M |
Securities
| Securities | $195.30M |
| Available-for-sale debt securities | $195.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of MidSouth Bank?
$729.97M as of the latest filing.
How much are MidSouth Bank's total deposits?
$666.22M in total deposits.
Where is MidSouth Bank located?
Dothan, AL.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$427.82M (latest filing).
What is the total interest income (latest filing)?
$9.30M.