PeoplesTrust Bank
Hamilton, AL
IDRSSD: 3282012
Total Assets
$194.88M
Latest filing
Total Deposits
$172.27M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
PeoplesTrust Bank
1281 Military St S
Hamilton, AL 35570
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/23/2004FDIC Certificate 365644
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| PeoplesTrust Bank (Main) | 1281 Military St S | Hamilton, AL |
| HACKLEBURG BRANCH | 34888 Us Highway 43 | Hackleburg, AL |
| FLORENCE BRANCH | 1131 Wills Ave | Florence, AL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/23/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35570 |
| State and County Number | 01093 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/23/2004 |
| Primary Insurance Agency | DIF |
| Website | www.peoplestrustbk.com |
| Data Updated | 11/14/2025 |
| CERT | 57569 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $194.88M |
| Total Deposits | $172.27M |
| Total Liabilities | $174.81M |
| Total Equity Capital | $20.07M |
| Net Income | $750.00k |
| Net Loans and Leases | $134.73M |
| Assets Per Employee ($Millions) | $5.57M |
| Bank Premises and Fixed Assets | $2.25M |
| Cash and Balances due from Depository Institutions | $7.20M |
| Deposits Held in Domestic Offices | $172.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 15.34% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 46.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.3% |
| Earning Assets to total Assets | 92.56% |
Income and Expense
| Total Interest Income | $2.97M |
| Total Noninterest Income | $196.00k |
| Total Interest Expense | $1.20M |
| Total Noninterest Expense | $924.00k |
| Net Interest Income | $1.77M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.54M |
| Total Liabilities and Capital | $194.88M |
Securities
| Securities | $23.14M |
| Available-for-sale debt securities | $23.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PeoplesTrust Bank?
$194.88M as of the latest filing.
How much are PeoplesTrust Bank's total deposits?
$172.27M in total deposits.
Where is PeoplesTrust Bank located?
Hamilton, AL.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
3.
When was it established?
07/23/2004.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$134.73M (latest filing).
What is the total interest income (latest filing)?
$2.97M.