BankNewport
Middletown, RI
IDRSSD: 546003
Total Assets
$3.01B
Latest filing
Total Deposits
$2.35B
Latest filing
Net Interest Margin
3.34%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211574642MIDDLETOWN, RI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BankNewport
184 John Clarke Rd
Middletown, RI 02842
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1819FDIC Certificate 12050
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| BankNewport (Main) | 184 John Clarke Rd | Middletown, RI |
| MIDDLETOWN BRANCH | 528 W Main Rd | Middletown, RI |
| TIVERTON BRANCH | 614 Main Rd | Tiverton, RI |
| PORTSMOUTH BRANCH | 2628 E Main Rd | Portsmouth, RI |
| STONE BRIDGE BRANCH | 1740 Main Rd | Tiverton, RI |
| JAMESTOWN BRANCH | 31 Conanicus Ave | Jamestown, RI |
| GOODING PLAZA BRANCH | 6 Gooding Ave | Bristol, RI |
| WARREN BRANCH | 323 Market St | Warren, RI |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1819 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02842 |
| State and County Number | 44005 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Providence-Warwick, RI-MA |
Operational Info
| Number of Employees | 325 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/02/1960 |
| Primary Insurance Agency | DIF |
| Website | www.banknewport.com |
| Data Updated | 01/30/2026 |
| CERT | 18129 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.01B |
| Total Deposits | $2.35B |
| Total Liabilities | $2.70B |
| Total Equity Capital | $302.15M |
| Net Income | $4.48M |
| Net Loans and Leases | $2.32B |
| Assets Per Employee ($Millions) | $9.34M |
| Bank Premises and Fixed Assets | $46.04M |
| Cash and Balances due from Depository Institutions | $109.16M |
| Deposits Held in Domestic Offices | $2.35B |
Key Performance Ratios
| Return on Assets (ROA) | 0.6% |
| Return on Equity (ROE) | 5.99% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 68.68% |
| Tier 1 Risk-Based Capital Ratio | 13.395% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.049% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $39.46M |
| Total Noninterest Income | $4.64M |
| Total Interest Expense | $15.64M |
| Total Noninterest Expense | $19.56M |
| Net Interest Income | $23.82M |
| Pre-tax Net Operating Income | $5.82M |
| Provision for Credit Losses | $3.07M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $326.57M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $32.02M |
| Total Liabilities and Capital | $3.01B |
Securities
| Securities | $453.55M |
| Available-for-sale debt securities | $452.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankNewport?
$3.01B as of the latest filing.
How much are BankNewport's total deposits?
$2.35B in total deposits.
Where is BankNewport located?
Middletown, RI.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1819.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$2.32B (latest filing).
What is the total interest income (latest filing)?
$39.46M.