Centreville Bank
West Warwick, RI
IDRSSD: 876700
Total Assets
$3.03B
Latest filing
Total Deposits
$2.28B
Latest filing
Net Interest Margin
3.04%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Centreville Bank
1218 Main St
West Warwick, RI 02893
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 11718
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Centreville Bank (Main) | 1218 Main St | West Warwick, RI |
| PUTNAM BRANCH | 40 Main St | Putnam, CT |
| COVENTRY BRANCH | 777 Tiogue Ave | Coventry, RI |
| WEST GREENWICH BRANCH | 834 Victory Hwy | West Greenwich, RI |
| EAST GREENWICH BRANCH | 495 Main St | East Greenwich, RI |
| POMFRET BRANCH | 100 Averill Rd | Pomfret Center, CT |
| DANIELSON BRANCH | 125 Wauregan Rd | Danielson, CT |
| GRISWOLD BRANCH | 461 Voluntown Rd | Griswold, CT |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02893 |
| State and County Number | 44003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Providence-Warwick, RI-MA |
Operational Info
| Number of Employees | 264 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/19/2025 |
| Date of Deposit Insurance | 05/24/1957 |
| Primary Insurance Agency | DIF |
| Website | http://www.centrevillebank.com |
| Data Updated | 01/30/2026 |
| CERT | 17764 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.03B |
| Total Deposits | $2.28B |
| Total Liabilities | $2.62B |
| Total Equity Capital | $411.38M |
| Net Income | $5.94M |
| Net Loans and Leases | $2.29B |
| Assets Per Employee ($Millions) | $11.01M |
| Bank Premises and Fixed Assets | $30.94M |
| Cash and Balances due from Depository Institutions | $49.40M |
| Deposits Held in Domestic Offices | $2.28B |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 5.83% |
| Net Interest Margin | 3.04% |
| Efficiency Ratio | 70.48% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.586% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $38.33M |
| Total Noninterest Income | $2.18M |
| Total Interest Expense | $17.16M |
| Total Noninterest Expense | $16.76M |
| Net Interest Income | $21.17M |
| Pre-tax Net Operating Income | $3.98M |
| Provision for Credit Losses | $2.61M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $491.00k |
| Other borrowed funds | $265.29M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.12M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $58.80M |
| Total Liabilities and Capital | $3.03B |
Securities
| Securities | $493.57M |
| Available-for-sale debt securities | $318.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $7.54M |
| Trading Liabilities | $7.54M |
Frequently Asked Questions
What are the total assets of Centreville Bank?
$3.03B as of the latest filing.
How much are Centreville Bank's total deposits?
$2.28B in total deposits.
Where is Centreville Bank located?
West Warwick, RI.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
20.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$2.29B (latest filing).
What is the total interest income (latest filing)?
$38.33M.