Citizens Bank, National Association
Providence, RI
IDRSSD: 3303298
Total Assets
$222.11B
Latest filing
Total Deposits
$183.74B
Latest filing
Net Interest Margin
3.18%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank, National Association
1 Citizens Plz
Providence, RI 02903
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/13/2005FDIC Certificate 432614
Branches (990)
Page 1 of 142| Name | Address | City / State |
|---|---|---|
| Citizens Bank, National Association (Main) | 1 Citizens Plz | Providence, RI |
| BEACON BRANCH | 344 Main St | Beacon, NY |
| KINGSTON BRANCH | 273 Wall St | Kingston, NY |
| DOVER BRANCH | 140 Washington St | Dover, NH |
| CAPITAL PLAZA BRANCH | 1 Capital Plz | Concord, NH |
| PORTSMOUTH BRANCH | 134 Pleasant St | Portsmouth, NH |
| EXETER BRANCH | 154 Water St | Exeter, NH |
| HAMPTON BRANCH | 35 Winnacunnet Rd | Hampton, NH |
Showing 7 of 990
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/13/2005 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 02903 |
| State and County Number | 44007 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Providence-Warwick, RI-MA |
Operational Info
| Number of Employees | 17,302 |
| Domestic Offices | 990 |
| Foreign Offices | 2 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 05/13/2005 |
| Primary Insurance Agency | DIF |
| Website | www.citizensbank.com |
| Data Updated | 11/14/2025 |
| CERT | 57957 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $222.11B |
| Total Deposits | $183.74B |
| Total Liabilities | $195.70B |
| Total Equity Capital | $26.41B |
| Net Income | $500.39M |
| Net Loans and Leases | $140.35B |
| Assets Per Employee ($Millions) | $12.95M |
| Bank Premises and Fixed Assets | $1.82B |
| Cash and Balances due from Depository Institutions | $12.14B |
| Deposits Held in Domestic Offices | $183.74B |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 7.65% |
| Net Interest Margin | 3.18% |
| Efficiency Ratio | 61.1% |
| Tier 1 Risk-Based Capital Ratio | 20,823,224% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.89% |
| Earning Assets to total Assets | 87.67% |
Income and Expense
| Total Interest Income | $2.46B |
| Total Noninterest Income | $516.29M |
| Total Interest Expense | $925.19M |
| Total Noninterest Expense | $1.26B |
| Net Interest Income | $1.53B |
| Pre-tax Net Operating Income | $634.80M |
| Provision for Credit Losses | $154.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $18.66M |
| Other borrowed funds | $5.73B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.21B |
| Total Liabilities and Capital | $222.11B |
Securities
| Securities | $43.77B |
| Available-for-sale debt securities | $35.42B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $8.12B |
| Subordinated Debt | $1.13B |
| Trading Account Assets | $851.83M |
| Trading Liabilities | $893.15M |
Frequently Asked Questions
What are the total assets of Citizens Bank, National Association?
$222.11B as of the latest filing.
How much are Citizens Bank, National Association's total deposits?
$183.74B in total deposits.
Where is Citizens Bank, National Association located?
Providence, RI.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
990.
When was it established?
05/13/2005.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$140.35B (latest filing).
What is the total interest income (latest filing)?
$2.46B.