Industrial and Commercial Bank of China USA, National Association

New York, NY
IDRSSD: 1015560
Total Assets
$2.94B
Latest filing
Total Deposits
$2.20B
Latest filing
Net Interest Margin
3.08%
Profitability

Locations

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Main Office
Industrial and Commercial Bank of China USA, National Association
1185 Avenue Of The Americas
New York, NY 10036
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/14/1983FDIC Certificate 16967

Branches (13)

Page 1 of 2
NameAddressCity / State
Industrial and Commercial Bank of China USA, National Association (Main)1185 Avenue Of The AmericasNew York, NY
SAN FRANCISCO CHINATOWN1001 Grant AveSan Francisco, CA
HACIENDA HEIGHTS BRANCH17180 Colima RdHacienda Heights, CA
CLEMENT STREET BRANCH622 Clement StSan Francisco, CA
NORIEGA STREET BRANCH1250 Noriega StSan Francisco, CA
TEMPLE CITY BRANCH5773 Rosemead BlvdTemple City, CA
ALHAMBRA BRANCH388 E Valley BlvdAlhambra, CA
TORRANCE BRANCH23133 Hawthorne BlvdTorrance, CA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/14/1983
Community BankNo
Ownership TypeNot Mutual
ZIP10036
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees293
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/14/1983
Primary Insurance AgencyDIF
Websitewww.icbc-us.com
Data Updated11/14/2025
CERT24387
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.94B
Total Deposits$2.20B
Total Liabilities$2.46B
Total Equity Capital$484.42M
Net Income$3.33M
Net Loans and Leases$2.76B
Assets Per Employee ($Millions)$10.08M
Bank Premises and Fixed Assets$41.82M
Cash and Balances due from Depository Institutions$97.47M
Deposits Held in Domestic Offices$2.20B

Key Performance Ratios

Return on Assets (ROA)0.46%
Return on Equity (ROE)2.76%
Net Interest Margin3.08%
Efficiency Ratio78.17%
Tier 1 Risk-Based Capital Ratio16.635%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.461%
Earning Assets to total Assets97.11%

Income and Expense

Total Interest Income$40.13M
Total Noninterest Income$765.00k
Total Interest Expense$18.40M
Total Noninterest Expense$17.58M
Net Interest Income$21.73M
Pre-tax Net Operating Income$4.91M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$100.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$160.98M
Total Liabilities and Capital$2.94B

Securities

Securities$7.53M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$7.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Industrial and Commercial Bank of China USA, National Association?
$2.94B as of the latest filing.
How much are Industrial and Commercial Bank of China USA, National Association's total deposits?
$2.20B in total deposits.
Where is Industrial and Commercial Bank of China USA, National Association located?
New York, NY.
What is the Net Interest Margin?
3.08%.
How many domestic offices does it operate?
14.
When was it established?
02/14/1983.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$2.76B (latest filing).
What is the total interest income (latest filing)?
$40.13M.