Bank of Calhoun County
Hardin, IL
IDRSSD: 960047
Total Assets
$96.78M
Latest filing
Total Deposits
$87.07M
Latest filing
Net Interest Margin
3.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Calhoun County
204 W Main St
Hardin, IL 62047
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 7983
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Calhoun County (Main) | 204 W Main St | Hardin, IL |
| SOUTH COUNTY BRANCH FACILITY | 295 Community Ave | Brussels, IL |
| FIELDON BRANCH | 114 E Locust St | Fieldon, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62047 |
| State and County Number | 17013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofcalhouncounty.com |
| Data Updated | 01/30/2026 |
| CERT | 12549 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $96.78M |
| Total Deposits | $87.07M |
| Total Liabilities | $87.55M |
| Total Equity Capital | $9.23M |
| Net Income | $251.00k |
| Net Loans and Leases | $51.52M |
| Assets Per Employee ($Millions) | $6.91M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $26.29M |
| Deposits Held in Domestic Offices | $87.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.96% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 67.99% |
| Tier 1 Risk-Based Capital Ratio | 18.383% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.54% |
| Earning Assets to total Assets | 95.63% |
Income and Expense
| Total Interest Income | $1.15M |
| Total Noninterest Income | $58.00k |
| Total Interest Expense | $306.00k |
| Total Noninterest Expense | $616.00k |
| Net Interest Income | $848.00k |
| Pre-tax Net Operating Income | $290.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.21M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $474.00k |
| Total Liabilities and Capital | $96.78M |
Securities
| Securities | $13.86M |
| Available-for-sale debt securities | $13.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Calhoun County?
$96.78M as of the latest filing.
How much are Bank of Calhoun County's total deposits?
$87.07M in total deposits.
Where is Bank of Calhoun County located?
Hardin, IL.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$51.52M (latest filing).
What is the total interest income (latest filing)?
$1.15M.