Williamsville State Bank & Trust
Williamsville, IL
IDRSSD: 365848
Total Assets
$92.72M
Latest filing
Total Deposits
$81.47M
Latest filing
Net Interest Margin
3.04%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Williamsville State Bank & Trust
512 W Main St
Williamsville, IL 62693
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 7878
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Williamsville State Bank & Trust (Main) | 512 W Main St | Williamsville, IL |
| SHERMAN BRANCH | 6092 Business I-55 | Sherman, IL |
| OLD JACKSONVILLE ROAD BRANCH | 3341 Old Jacksonville Rd | Springfield, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62693 |
| State and County Number | 17167 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Springfield, IL |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wsbt.net |
| Data Updated | 01/30/2026 |
| CERT | 12388 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $92.72M |
| Total Deposits | $81.47M |
| Total Liabilities | $82.00M |
| Total Equity Capital | $10.72M |
| Net Income | $51.00k |
| Net Loans and Leases | $25.86M |
| Assets Per Employee ($Millions) | $4.64M |
| Bank Premises and Fixed Assets | $1.20M |
| Cash and Balances due from Depository Institutions | $2.02M |
| Deposits Held in Domestic Offices | $81.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.21% |
| Return on Equity (ROE) | 1.91% |
| Net Interest Margin | 3.04% |
| Efficiency Ratio | 90.88% |
| Tier 1 Risk-Based Capital Ratio | 40.531% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.56% |
| Earning Assets to total Assets | 93.36% |
Income and Expense
| Total Interest Income | $858.00k |
| Total Noninterest Income | $36.00k |
| Total Interest Expense | $181.00k |
| Total Noninterest Expense | $648.00k |
| Net Interest Income | $677.00k |
| Pre-tax Net Operating Income | $79.00k |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.29M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $532.00k |
| Total Liabilities and Capital | $92.72M |
Securities
| Securities | $42.20M |
| Available-for-sale debt securities | $42.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Williamsville State Bank & Trust?
$92.72M as of the latest filing.
How much are Williamsville State Bank & Trust's total deposits?
$81.47M in total deposits.
Where is Williamsville State Bank & Trust located?
Williamsville, IL.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.21%.
How much are total loans and leases?
$25.86M (latest filing).
What is the total interest income (latest filing)?
$858.00k.