The Bank of the West

Thomas, OK
IDRSSD: 401755
Total Assets
$179.75M
Latest filing
Total Deposits
$156.46M
Latest filing
Net Interest Margin
5.14%
Profitability

Locations

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Main Office
The Bank of the West
101 S Main St
Thomas, OK 73669
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/19/1984FDIC Certificate 17587

Branches (3)

Page 1 of 1
NameAddressCity / State
The Bank of the West (Main)101 S Main StThomas, OK
WHEATLAND PLAZA BRANCH1 Wheatland PlzClinton, OK
401 SOUTH MAIN STREET BRANCH401 South Main StreetLeedey, OK
4801 GAILLARDIA, SUITE 190 BRANCH4801 Gaillardia PkwyOklahoma City, OK
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/19/1984
Community BankYes
Ownership TypeNot Mutual
ZIP73669
State and County Number40039
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameWeatherford, OK

Operational Info

Number of Employees31
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/31/2006
Date of Deposit Insurance10/19/1984
Primary Insurance AgencyDIF
Websitewww.botw.bank
Data Updated11/14/2025
CERT25703
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$179.75M
Total Deposits$156.46M
Total Liabilities$157.88M
Total Equity Capital$21.87M
Net Income$1.10M
Net Loans and Leases$144.42M
Assets Per Employee ($Millions)$5.99M
Bank Premises and Fixed Assets$945.00k
Cash and Balances due from Depository Institutions$23.93M
Deposits Held in Domestic Offices$156.46M

Key Performance Ratios

Return on Assets (ROA)2.46%
Return on Equity (ROE)20.19%
Net Interest Margin5.14%
Efficiency Ratio52.05%
Tier 1 Risk-Based Capital Ratio13%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.168%
Earning Assets to total Assets94.91%

Income and Expense

Total Interest Income$3.15M
Total Noninterest Income$112.00k
Total Interest Expense$972.00k
Total Noninterest Expense$1.19M
Net Interest Income$2.18M
Pre-tax Net Operating Income$1.10M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.44M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.42M
Total Liabilities and Capital$179.75M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of the West?
$179.75M as of the latest filing.
How much are The Bank of the West's total deposits?
$156.46M in total deposits.
Where is The Bank of the West located?
Thomas, OK.
What is the Net Interest Margin?
5.14%.
How many domestic offices does it operate?
4.
When was it established?
10/19/1984.
What is the Return on Assets (ROA)?
2.46%.
How much are total loans and leases?
$144.42M (latest filing).
What is the total interest income (latest filing)?
$3.15M.