The Exchange Bank
Skiatook, OK
IDRSSD: 316859
Total Assets
$153.15M
Latest filing
Total Deposits
$137.19M
Latest filing
Net Interest Margin
3.99%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Exchange Bank
300 W Rogers Blvd
Skiatook, OK 74070
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1930FDIC Certificate 6846
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Exchange Bank (Main) | 300 W Rogers Blvd | Skiatook, OK |
| SPERRY BRANCH | 111 N Highway 11 | Sperry, OK |
| THE EXCHANGE BANK, OWASSO | 9701 E 86th St N | Owasso, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74070 |
| State and County Number | 40113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.exb-ok.com |
| Data Updated | 01/30/2026 |
| CERT | 10672 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $153.15M |
| Total Deposits | $137.19M |
| Total Liabilities | $137.66M |
| Total Equity Capital | $15.49M |
| Net Income | $489.00k |
| Net Loans and Leases | $52.71M |
| Assets Per Employee ($Millions) | $4.94M |
| Bank Premises and Fixed Assets | $1.83M |
| Cash and Balances due from Depository Institutions | $11.20M |
| Deposits Held in Domestic Offices | $137.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 12.97% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 68.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.114% |
| Earning Assets to total Assets | 94.1% |
Income and Expense
| Total Interest Income | $1.87M |
| Total Noninterest Income | $254.00k |
| Total Interest Expense | $428.00k |
| Total Noninterest Expense | $1.17M |
| Net Interest Income | $1.44M |
| Pre-tax Net Operating Income | $470.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.44M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $469.00k |
| Total Liabilities and Capital | $153.15M |
Securities
| Securities | $77.83M |
| Available-for-sale debt securities | $59.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.24M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Exchange Bank?
$153.15M as of the latest filing.
How much are The Exchange Bank's total deposits?
$137.19M in total deposits.
Where is The Exchange Bank located?
Skiatook, OK.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
3.
When was it established?
06/01/1930.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$52.71M (latest filing).
What is the total interest income (latest filing)?
$1.87M.