The Bank of Beaver City
Beaver, OK
IDRSSD: 137456
Total Assets
$180.23M
Latest filing
Total Deposits
$162.30M
Latest filing
Net Interest Margin
3.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103106775BEAVER, OK
Key People
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Locations
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Main Office
The Bank of Beaver City
130 Douglas Ave
Beaver, OK 73932
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 7579
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Beaver City (Main) | 130 Douglas Ave | Beaver, OK |
| LIBERAL BRANCH OFFICE BRANCH | 10 E Tucker Rd | Liberal, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73932 |
| State and County Number | 40007 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofbeaver.bank |
| Data Updated | 01/30/2026 |
| CERT | 11862 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $180.23M |
| Total Deposits | $162.30M |
| Total Liabilities | $168.00M |
| Total Equity Capital | $12.23M |
| Net Income | $564.00k |
| Net Loans and Leases | $106.63M |
| Assets Per Employee ($Millions) | $7.51M |
| Bank Premises and Fixed Assets | $1.98M |
| Cash and Balances due from Depository Institutions | $5.93M |
| Deposits Held in Domestic Offices | $162.30M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 18.85% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 66.72% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.784% |
| Earning Assets to total Assets | 92.85% |
Income and Expense
| Total Interest Income | $2.36M |
| Total Noninterest Income | $194.00k |
| Total Interest Expense | $768.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.59M |
| Pre-tax Net Operating Income | $564.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $40.00k |
| Other borrowed funds | $5.41M |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $292.00k |
| Total Liabilities and Capital | $180.23M |
Securities
| Securities | $51.33M |
| Available-for-sale debt securities | $51.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Beaver City?
$180.23M as of the latest filing.
How much are The Bank of Beaver City's total deposits?
$162.30M in total deposits.
Where is The Bank of Beaver City located?
Beaver, OK.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$106.63M (latest filing).
What is the total interest income (latest filing)?
$2.36M.