THE SEILING STATE BANK
Seiling, OK
IDRSSD: 313157
Total Assets
$196.29M
Latest filing
Total Deposits
$178.02M
Latest filing
Net Interest Margin
3.25%
Profitability
Key People
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Locations
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Main Office
THE SEILING STATE BANK
301 N Main St
Seiling, OK 73663
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 2746
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| THE SEILING STATE BANK (Main) | 301 N Main St | Seiling, OK |
| MORTGAGE LENDING DIVISION BRANCH | 1424 Main St | Woodward, OK |
| WOODWARD BRANCH | 2314 Williams Avenue | Woodward, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73663 |
| State and County Number | 40043 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.seilingsb.com |
| Data Updated | 01/30/2026 |
| CERT | 4193 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $196.29M |
| Total Deposits | $178.02M |
| Total Liabilities | $178.57M |
| Total Equity Capital | $17.72M |
| Net Income | $-3,865,000 |
| Net Loans and Leases | $141.67M |
| Assets Per Employee ($Millions) | $7.85M |
| Bank Premises and Fixed Assets | $6.44M |
| Cash and Balances due from Depository Institutions | $2.75M |
| Deposits Held in Domestic Offices | $178.02M |
Key Performance Ratios
| Return on Assets (ROA) | -7.59% |
| Return on Equity (ROE) | -90.33% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 89.35% |
| Tier 1 Risk-Based Capital Ratio | 12.564% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 9.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.028% |
| Earning Assets to total Assets | 93.11% |
Income and Expense
| Total Interest Income | $2.70M |
| Total Noninterest Income | $123.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $1.54M |
| Pre-tax Net Operating Income | $-4,438,000 |
| Provision for Credit Losses | $4.62M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $168.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.37M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $552.00k |
| Total Liabilities and Capital | $196.29M |
Securities
| Securities | $39.13M |
| Available-for-sale debt securities | $39.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of THE SEILING STATE BANK?
$196.29M as of the latest filing.
How much are THE SEILING STATE BANK's total deposits?
$178.02M in total deposits.
Where is THE SEILING STATE BANK located?
Seiling, OK.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
-7.59%.
How much are total loans and leases?
$141.67M (latest filing).
What is the total interest income (latest filing)?
$2.70M.