Carson Community Bank

Stilwell, OK
IDRSSD: 539452
Total Assets
$164.72M
Latest filing
Total Deposits
$140.52M
Latest filing
Net Interest Margin
5.99%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

103112507STILWELL, OK

Key People

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Locations

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Main Office
Carson Community Bank
24 W Division St
Stilwell, OK 74960
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/03/1903FDIC Certificate 1537

Branches (3)

Page 1 of 1
NameAddressCity / State
Carson Community Bank (Main)24 W Division StStilwell, OK
WEST SILOAM SPRINGS BRANCH2344 Us 412Colcord, OK
KEYS BRANCH26241 Highway 82Park Hill, OK
WESTVILLE BRANCH121 South Williams AvenueWestville, OK
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/03/1903
Community BankYes
Ownership TypeNot Mutual
ZIP74960
State and County Number40001
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees61
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.carsoncommunity.bank
Data Updated01/30/2026
CERT2320
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$164.72M
Total Deposits$140.52M
Total Liabilities$151.26M
Total Equity Capital$13.46M
Net Income$1.02M
Net Loans and Leases$103.48M
Assets Per Employee ($Millions)$2.94M
Bank Premises and Fixed Assets$2.36M
Cash and Balances due from Depository Institutions$4.35M
Deposits Held in Domestic Offices$140.52M

Key Performance Ratios

Return on Assets (ROA)2.5%
Return on Equity (ROE)31.63%
Net Interest Margin5.99%
Efficiency Ratio71.77%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.73%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.174%
Earning Assets to total Assets94.56%

Income and Expense

Total Interest Income$2.98M
Total Noninterest Income$238.00k
Total Interest Expense$658.00k
Total Noninterest Expense$1.84M
Net Interest Income$2.32M
Pre-tax Net Operating Income$1.02M
Provision for Credit Losses$-300,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$5.19M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$4.22M
All Other Liabilities$1.33M
Total Liabilities and Capital$164.72M

Securities

Securities$52.22M
Available-for-sale debt securities$52.22M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Carson Community Bank?
$164.72M as of the latest filing.
How much are Carson Community Bank's total deposits?
$140.52M in total deposits.
Where is Carson Community Bank located?
Stilwell, OK.
What is the Net Interest Margin?
5.99%.
How many domestic offices does it operate?
4.
When was it established?
02/03/1903.
What is the Return on Assets (ROA)?
2.5%.
How much are total loans and leases?
$103.48M (latest filing).
What is the total interest income (latest filing)?
$2.98M.