First Bank of Thomas

Thomas, OK
IDRSSD: 328058
Total Assets
$53.48M
Latest filing
Total Deposits
$45.77M
Latest filing
Net Interest Margin
3.64%
Profitability

Locations

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Main Office
First Bank of Thomas
301 W Broadway St
Thomas, OK 73669
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/28/1904FDIC Certificate 2761

Branches (0)

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NameAddressCity / State
No branch data available.
First Bank of Thomas (Main)301 W Broadway StThomas, OK

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date05/28/1904
Community BankYes
Ownership TypeNot Mutual
ZIP73669
State and County Number40039
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameWeatherford, OK

Operational Info

Number of Employees7
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbthomas.com
Data Updated11/14/2025
CERT4209
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$53.48M
Total Deposits$45.77M
Total Liabilities$45.84M
Total Equity Capital$7.63M
Net Income$196.00k
Net Loans and Leases$28.84M
Assets Per Employee ($Millions)$7.64M
Bank Premises and Fixed Assets$36.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$45.77M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)10.47%
Net Interest Margin3.64%
Efficiency Ratio58.95%
Tier 1 Risk-Based Capital Ratio28.627%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.272%
Earning Assets to total Assets97.66%

Income and Expense

Total Interest Income$719.00k
Total Noninterest Income$37.00k
Total Interest Expense$242.00k
Total Noninterest Expense$303.00k
Net Interest Income$477.00k
Pre-tax Net Operating Income$196.00k
Provision for Credit Losses$15.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.58M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$77.00k
Total Liabilities and Capital$53.48M

Securities

Securities$5.25M
Available-for-sale debt securities$5.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank of Thomas?
$53.48M as of the latest filing.
How much are First Bank of Thomas's total deposits?
$45.77M in total deposits.
Where is First Bank of Thomas located?
Thomas, OK.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
1.
When was it established?
05/28/1904.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$28.84M (latest filing).
What is the total interest income (latest filing)?
$719.00k.