Bank of Hydro
Hydro, OK
IDRSSD: 291059
Total Assets
$181.47M
Latest filing
Total Deposits
$158.00M
Latest filing
Net Interest Margin
5.26%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Hydro
146 W Main St
Hydro, OK 73048
Full Service - Brick and Mortar
Updated 04/10/2026Established 10/01/1903FDIC Certificate 6848
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Hydro (Main) | 146 W Main St | Hydro, OK |
| EAKLY BRANCH | 432 West Main Street | Eakly, OK |
| WEATHERFORD EAST BRANCH | 406 N Washington St | Weatherford, OK |
| WEATHERFORD TOWN CENTRE BRANCH | 109 E Franklin Ave | Weatherford, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73048 |
| State and County Number | 40015 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofhydro.com |
| Data Updated | 04/10/2026 |
| CERT | 10674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.47M |
| Total Deposits | $158.00M |
| Total Liabilities | $161.07M |
| Total Equity Capital | $20.40M |
| Net Income | $1.19M |
| Net Loans and Leases | $151.70M |
| Assets Per Employee ($Millions) | $6.72M |
| Bank Premises and Fixed Assets | $1.67M |
| Cash and Balances due from Depository Institutions | $3.46M |
| Deposits Held in Domestic Offices | $158.00M |
Key Performance Ratios
| Return on Assets (ROA) | 2.73% |
| Return on Equity (ROE) | 23.58% |
| Net Interest Margin | 5.26% |
| Efficiency Ratio | 47.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.242% |
| Earning Assets to total Assets | 95.21% |
Income and Expense
| Total Interest Income | $3.11M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $930.00k |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $2.18M |
| Pre-tax Net Operating Income | $1.21M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.07M |
| Total Liabilities and Capital | $181.47M |
Securities
| Securities | $2.82M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Hydro?
$181.47M as of the latest filing.
How much are Bank of Hydro's total deposits?
$158.00M in total deposits.
Where is Bank of Hydro located?
Hydro, OK.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
4.
When was it established?
10/01/1903.
What is the Return on Assets (ROA)?
2.73%.
How much are total loans and leases?
$151.70M (latest filing).
What is the total interest income (latest filing)?
$3.11M.