Bank of Hydro
Hydro, OK
IDRSSD: 291059
Total Assets
$167.85M
Latest filing
Total Deposits
$143.53M
Latest filing
Net Interest Margin
5.56%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Hydro
146 W Main St
Hydro, OK 73048
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1903FDIC Certificate 6848
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Hydro (Main) | 146 W Main St | Hydro, OK |
| EAKLY BRANCH | 432 West Main Street | Eakly, OK |
| WEATHERFORD EAST BRANCH | 406 N Washington St | Weatherford, OK |
| WEATHERFORD TOWN CENTRE BRANCH | 109 E Franklin Ave | Weatherford, OK |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Peoples National Bank of Checotah
Checotah, Oklahoma
→
Assets: $164.25MΔ -1.0%
Oklahoma Capital Bank
Tulsa, Oklahoma
→
Assets: $168.26MΔ +1.4%
Carson Community Bank
Stilwell, Oklahoma
→
Assets: $162.49MΔ -2.0%
The Bank of Beaver City
Beaver, Oklahoma
→
Assets: $174.18MΔ +5.0%
The First State Bank
Boise City, Oklahoma
→
Assets: $154.27MΔ -7.0%
The Exchange Bank
Skiatook, Oklahoma
→
Assets: $154.27MΔ -7.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73048 |
| State and County Number | 40015 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofhydro.com |
| Data Updated | 01/30/2026 |
| CERT | 10674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.85M |
| Total Deposits | $143.53M |
| Total Liabilities | $147.75M |
| Total Equity Capital | $20.10M |
| Net Income | $1.92M |
| Net Loans and Leases | $155.85M |
| Assets Per Employee ($Millions) | $6.22M |
| Bank Premises and Fixed Assets | $1.70M |
| Cash and Balances due from Depository Institutions | $3.44M |
| Deposits Held in Domestic Offices | $143.53M |
Key Performance Ratios
| Return on Assets (ROA) | 4.61% |
| Return on Equity (ROE) | 38.73% |
| Net Interest Margin | 5.56% |
| Efficiency Ratio | 48.15% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.55% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.976% |
| Earning Assets to total Assets | 94.54% |
Income and Expense
| Total Interest Income | $3.13M |
| Total Noninterest Income | $258.00k |
| Total Interest Expense | $932.00k |
| Total Noninterest Expense | $1.18M |
| Net Interest Income | $2.20M |
| Pre-tax Net Operating Income | $1.92M |
| Provision for Credit Losses | $-647,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $450.00k |
| All Other Liabilities | $3.76M |
| Total Liabilities and Capital | $167.85M |
Securities
| Securities | $2.84M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Hydro?
$167.85M as of the latest filing.
How much are Bank of Hydro's total deposits?
$143.53M in total deposits.
Where is Bank of Hydro located?
Hydro, OK.
What is the Net Interest Margin?
5.56%.
How many domestic offices does it operate?
4.
When was it established?
10/01/1903.
What is the Return on Assets (ROA)?
4.61%.
How much are total loans and leases?
$155.85M (latest filing).
What is the total interest income (latest filing)?
$3.13M.