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Bank of Commerce

Chelsea, OK
IDRSSD: 152057
Total Assets
$179.85M
Latest filing
Total Deposits
$151.60M
Latest filing
Net Interest Margin
6.70%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/23/1896
Community BankYes
Ownership TypeNot Mutual
ZIP74016
State and County Number40131
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTulsa, OK

Operational Info

Number of Employees61
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankboc.com
Data Updated11/14/2025
CERT13274
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$179.85M
Total Deposits$151.60M
Total Liabilities$155.40M
Total Equity Capital$24.45M
Net Income$987.00k
Net Loans and Leases$121.01M
Assets Per Employee ($Millions)$3.05M
Bank Premises and Fixed Assets$3.18M
Cash and Balances due from Depository Institutions$22.75M
Deposits Held in Domestic Offices$151.60M

Key Performance Ratios

Return on Assets (ROA)2.17%
Return on Equity (ROE)16.61%
Net Interest Margin6.7%
Efficiency Ratio60.8%
Tier 1 Risk-Based Capital Ratio19.53%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.595%
Earning Assets to total Assets91.17%

Income and Expense

Total Interest Income$3.00M
Total Noninterest Income$400.00k
Total Interest Expense$202.00k
Total Noninterest Expense$1.94M
Net Interest Income$2.79M
Pre-tax Net Operating Income$1.25M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.80M
Total Liabilities and Capital$179.85M

Securities

Securities$27.15M
Available-for-sale debt securities$27.15M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Commerce?
$179.85M as of the latest filing.
How much are Bank of Commerce's total deposits?
$151.60M in total deposits.
Where is Bank of Commerce located?
Chelsea, OK.
What is the Net Interest Margin?
6.70%.
How many domestic offices does it operate?
6.
When was it established?
03/23/1896.
What is the Return on Assets (ROA)?
2.17%.
How much are total loans and leases?
$121.01M (latest filing).
What is the total interest income (latest filing)?
$3.00M.