Bank of Commerce
Chelsea, OK
IDRSSD: 152057
Total Assets
$186.20M
Latest filing
Total Deposits
$158.72M
Latest filing
Net Interest Margin
6.78%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103102481CHELSEA, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Commerce
322 W 6th St
Chelsea, OK 74016
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/23/1896FDIC Certificate 8398
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Commerce (Main) | 322 W 6th St | Chelsea, OK |
| CATOOSA BRANCH | 1490 North 66 Highway | Catoosa, OK |
| SEQUOYAH BRANCH | 15995 S Highway 66 | Claremore, OK |
| ADAIR BRANCH | 111 West Main Street | Adair, OK |
| TULSA BRANCH | 8272 S Lewis Ave | Tulsa, OK |
| PRYOR BRANCH | 217 S Adair St | Pryor, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/23/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74016 |
| State and County Number | 40131 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 59 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankboc.com |
| Data Updated | 01/30/2026 |
| CERT | 13274 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.20M |
| Total Deposits | $158.72M |
| Total Liabilities | $162.72M |
| Total Equity Capital | $23.48M |
| Net Income | $907.00k |
| Net Loans and Leases | $131.76M |
| Assets Per Employee ($Millions) | $3M |
| Bank Premises and Fixed Assets | $3.17M |
| Cash and Balances due from Depository Institutions | $19.14M |
| Deposits Held in Domestic Offices | $158.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.98% |
| Return on Equity (ROE) | 15.14% |
| Net Interest Margin | 6.78% |
| Efficiency Ratio | 65.99% |
| Tier 1 Risk-Based Capital Ratio | 17.431% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.608% |
| Earning Assets to total Assets | 92.9% |
Income and Expense
| Total Interest Income | $3.08M |
| Total Noninterest Income | $431.00k |
| Total Interest Expense | $228.00k |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $2.86M |
| Pre-tax Net Operating Income | $1.12M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.00M |
| Total Liabilities and Capital | $186.20M |
Securities
| Securities | $26.42M |
| Available-for-sale debt securities | $26.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Commerce?
$186.20M as of the latest filing.
How much are Bank of Commerce's total deposits?
$158.72M in total deposits.
Where is Bank of Commerce located?
Chelsea, OK.
What is the Net Interest Margin?
6.78%.
How many domestic offices does it operate?
6.
When was it established?
03/23/1896.
What is the Return on Assets (ROA)?
1.98%.
How much are total loans and leases?
$131.76M (latest filing).
What is the total interest income (latest filing)?
$3.08M.