Oklahoma Bank and Trust Company
Clinton, OK
IDRSSD: 159953
Total Assets
$208.75M
Latest filing
Total Deposits
$180.18M
Latest filing
Net Interest Margin
2.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Oklahoma Bank and Trust Company
600 W Gary Blvd
Clinton, OK 73601
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/02/1908FDIC Certificate 2641
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oklahoma Bank and Trust Company (Main) | 600 W Gary Blvd | Clinton, OK |
| DETACHED DRIVE-IN FACILITY | 603 W Gary Blvd | Clinton, OK |
| OPERATIONS CENTER BRANCH | 605 Frisco Ave | Clinton, OK |
| ARAPAHO BRANCH | 9960 Us Highway 183 | Arapaho, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/02/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73601 |
| State and County Number | 40039 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Weatherford, OK |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.oklabank.com |
| Data Updated | 01/30/2026 |
| CERT | 4067 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $208.75M |
| Total Deposits | $180.18M |
| Total Liabilities | $182.50M |
| Total Equity Capital | $26.25M |
| Net Income | $532.00k |
| Net Loans and Leases | $74.02M |
| Assets Per Employee ($Millions) | $6.96M |
| Bank Premises and Fixed Assets | $728.00k |
| Cash and Balances due from Depository Institutions | $23.66M |
| Deposits Held in Domestic Offices | $180.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 8.14% |
| Net Interest Margin | 2.66% |
| Efficiency Ratio | 61.48% |
| Tier 1 Risk-Based Capital Ratio | 37.314% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.575% |
| Earning Assets to total Assets | 97.82% |
Income and Expense
| Total Interest Income | $2.07M |
| Total Noninterest Income | $147.00k |
| Total Interest Expense | $788.00k |
| Total Noninterest Expense | $881.00k |
| Net Interest Income | $1.29M |
| Pre-tax Net Operating Income | $532.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $192.00k |
| Other borrowed funds | $1.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $914.00k |
| Total Liabilities and Capital | $208.75M |
Securities
| Securities | $108.10M |
| Available-for-sale debt securities | $77.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $30.61M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oklahoma Bank and Trust Company?
$208.75M as of the latest filing.
How much are Oklahoma Bank and Trust Company's total deposits?
$180.18M in total deposits.
Where is Oklahoma Bank and Trust Company located?
Clinton, OK.
What is the Net Interest Margin?
2.66%.
How many domestic offices does it operate?
4.
When was it established?
03/02/1908.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$74.02M (latest filing).
What is the total interest income (latest filing)?
$2.07M.