Community First Bank of Indiana
Kokomo, IN
IDRSSD: 3165357
Total Assets
$932.70M
Latest filing
Total Deposits
$767.62M
Latest filing
Net Interest Margin
7.03%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community First Bank of Indiana
201 W Sycamore St
Kokomo, IN 46901
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/03/2003FDIC Certificate 364552
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community First Bank of Indiana (Main) | 201 W Sycamore St | Kokomo, IN |
| DIXON ROAD BRANCH | 2101 S Dixon Rd | Kokomo, IN |
| HOFFER STREET BRANCH | 1308 E Hoffer St | Kokomo, IN |
| PEBBLE VILLAGE BRANCH | 17661 Village Center Dr | Noblesville, IN |
| WESTFIELD BRANCH | 707 E State Road 32 | Westfield, IN |
| SOUTH JUNCTION | 381 S Junction Xing | Westfield, IN |
| NORTH MERIDIAN STREET BRANCH | 9333 N Meridian St | Indianapolis, IN |
| ONE CONCOURSE BRANCH | 9998 Crosspoint Blvd | Indianapolis, IN |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46901 |
| State and County Number | 18067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kokomo, IN |
Operational Info
| Number of Employees | 222 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/03/2003 |
| Primary Insurance Agency | DIF |
| Website | www.cfbindiana.com |
| Data Updated | 01/30/2026 |
| CERT | 57511 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $932.70M |
| Total Deposits | $767.62M |
| Total Liabilities | $820.68M |
| Total Equity Capital | $112.02M |
| Net Income | $3.49M |
| Net Loans and Leases | $759.88M |
| Assets Per Employee ($Millions) | $3.9M |
| Bank Premises and Fixed Assets | $21.24M |
| Cash and Balances due from Depository Institutions | $98.42M |
| Deposits Held in Domestic Offices | $767.62M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 11.2% |
| Net Interest Margin | 7.03% |
| Efficiency Ratio | 65.6% |
| Tier 1 Risk-Based Capital Ratio | 10.393% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.56% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.019% |
| Earning Assets to total Assets | 91.45% |
Income and Expense
| Total Interest Income | $20.38M |
| Total Noninterest Income | $2.01M |
| Total Interest Expense | $5.62M |
| Total Noninterest Expense | $11.00M |
| Net Interest Income | $14.76M |
| Pre-tax Net Operating Income | $4.47M |
| Provision for Credit Losses | $1.30M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $196.00k |
| Other borrowed funds | $35.39M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.67M |
| Total Liabilities and Capital | $932.70M |
Securities
| Securities | $12.75M |
| Available-for-sale debt securities | $12.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First Bank of Indiana?
$932.70M as of the latest filing.
How much are Community First Bank of Indiana's total deposits?
$767.62M in total deposits.
Where is Community First Bank of Indiana located?
Kokomo, IN.
What is the Net Interest Margin?
7.03%.
How many domestic offices does it operate?
8.
When was it established?
02/03/2003.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$759.88M (latest filing).
What is the total interest income (latest filing)?
$20.38M.