Community First Bank of Indiana
Kokomo, IN
IDRSSD: 3165357
Total Assets
$909.62M
Latest filing
Total Deposits
$758.92M
Latest filing
Net Interest Margin
7.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community First Bank of Indiana
201 W Sycamore St
Kokomo, IN 46901
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/03/2003FDIC Certificate 364552
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community First Bank of Indiana (Main) | 201 W Sycamore St | Kokomo, IN |
| DIXON ROAD BRANCH | 2101 S Dixon Rd | Kokomo, IN |
| HOFFER STREET BRANCH | 1308 E Hoffer St | Kokomo, IN |
| PEBBLE VILLAGE BRANCH | 17661 Village Center Dr | Noblesville, IN |
| WESTFIELD BRANCH | 707 E State Road 32 | Westfield, IN |
| SOUTH JUNCTION | 381 S Junction Xing | Westfield, IN |
| NORTH MERIDIAN STREET BRANCH | 9333 N Meridian St | Indianapolis, IN |
| ONE CONCOURSE BRANCH | 9998 Crosspoint Blvd | Indianapolis, IN |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46901 |
| State and County Number | 18067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kokomo, IN |
Operational Info
| Number of Employees | 216 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/03/2003 |
| Primary Insurance Agency | DIF |
| Website | www.cfbindiana.com |
| Data Updated | 11/14/2025 |
| CERT | 57511 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $909.62M |
| Total Deposits | $758.92M |
| Total Liabilities | $798.81M |
| Total Equity Capital | $110.81M |
| Net Income | $4.40M |
| Net Loans and Leases | $754.25M |
| Assets Per Employee ($Millions) | $4.1M |
| Bank Premises and Fixed Assets | $21.55M |
| Cash and Balances due from Depository Institutions | $78.44M |
| Deposits Held in Domestic Offices | $758.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 13.44% |
| Net Interest Margin | 7.6% |
| Efficiency Ratio | 63.7% |
| Tier 1 Risk-Based Capital Ratio | 10.274% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.06% |
| Earning Assets to total Assets | 90.94% |
Income and Expense
| Total Interest Income | $21.14M |
| Total Noninterest Income | $1.90M |
| Total Interest Expense | $5.61M |
| Total Noninterest Expense | $11.11M |
| Net Interest Income | $15.53M |
| Pre-tax Net Operating Income | $5.66M |
| Provision for Credit Losses | $667.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $196.00k |
| Other borrowed funds | $22.45M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.44M |
| Total Liabilities and Capital | $909.62M |
Securities
| Securities | $12.55M |
| Available-for-sale debt securities | $12.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First Bank of Indiana?
$909.62M as of the latest filing.
How much are Community First Bank of Indiana's total deposits?
$758.92M in total deposits.
Where is Community First Bank of Indiana located?
Kokomo, IN.
What is the Net Interest Margin?
7.60%.
How many domestic offices does it operate?
8.
When was it established?
02/03/2003.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$754.25M (latest filing).
What is the total interest income (latest filing)?
$21.14M.