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Bank Five Nine

Oconomowoc, WI
IDRSSD: 806846
Total Assets
$2.63B
Latest filing
Total Deposits
$2.21B
Latest filing
Net Interest Margin
3.24%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/01/1859
Community BankYes
Ownership TypeNot Mutual
ZIP53066
State and County Number55133
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMilwaukee-Waukesha, WI

Operational Info

Number of Employees341
Domestic Offices19
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.BANKFIVENINE.COM
Data Updated11/14/2025
CERT12517
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.63B
Total Deposits$2.21B
Total Liabilities$2.40B
Total Equity Capital$226.21M
Net Income$5.50M
Net Loans and Leases$1.97B
Assets Per Employee ($Millions)$7.67M
Bank Premises and Fixed Assets$30.86M
Cash and Balances due from Depository Institutions$284.01M
Deposits Held in Domestic Offices$2.21B

Key Performance Ratios

Return on Assets (ROA)0.86%
Return on Equity (ROE)10.45%
Net Interest Margin3.24%
Efficiency Ratio71.44%
Tier 1 Risk-Based Capital Ratio12.029%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.598%
Earning Assets to total Assets94.94%

Income and Expense

Total Interest Income$41.02M
Total Noninterest Income$5.46M
Total Interest Expense$21.34M
Total Noninterest Expense$17.97M
Net Interest Income$19.69M
Pre-tax Net Operating Income$6.48M
Provision for Credit Losses$700.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.60M
Other borrowed funds$170.00M
Federal Funds Sold & Reverse Repurchase Agreement$20.42M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$20.19M
Total Liabilities and Capital$2.63B

Securities

Securities$257.72M
Available-for-sale debt securities$257.72M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank Five Nine?
$2.63B as of the latest filing.
How much are Bank Five Nine's total deposits?
$2.21B in total deposits.
Where is Bank Five Nine located?
Oconomowoc, WI.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
19.
When was it established?
09/01/1859.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$1.97B (latest filing).
What is the total interest income (latest filing)?
$41.02M.