Bank Five Nine
Oconomowoc, WI
IDRSSD: 806846
Total Assets
$2.61B
Latest filing
Total Deposits
$2.17B
Latest filing
Net Interest Margin
3.36%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075902421OCONOMOWOC, WI
Key People
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Locations
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Main Office
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, WI 53066
Full Service - Brick and Mortar
Updated 04/17/2026Established 09/01/1859FDIC Certificate 7965
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank Five Nine (Main) | 155 W Wisconsin Ave | Oconomowoc, WI |
| BROWN STREET BRANCH | W359n5900 Brown St | Oconomowoc, WI |
| HARTLAND BRANCH | 800 Cardinal Ln | Hartland, WI |
| SHOREHAVEN BRANCH | 1306 W Wisconsin Ave | Oconomowoc, WI |
| GERMANTOWN BRANCH | N112w17100 Mequon Rd | Germantown, WI |
| BROOKFIELD BRANCH | 18815 W Capitol Dr | Brookfield, WI |
| HARTFORD BRANCH | 940 Bell Ave | Hartford, WI |
| WEST BEND BRANCH | 1811 W Washington St | West Bend, WI |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1859 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53066 |
| State and County Number | 55133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Milwaukee-Waukesha, WI |
Operational Info
| Number of Employees | 343 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKFIVENINE.COM |
| Data Updated | 04/17/2026 |
| CERT | 12517 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.61B |
| Total Deposits | $2.17B |
| Total Liabilities | $2.37B |
| Total Equity Capital | $236.89M |
| Net Income | $9.77M |
| Net Loans and Leases | $2.03B |
| Assets Per Employee ($Millions) | $7.7M |
| Bank Premises and Fixed Assets | $31.16M |
| Cash and Balances due from Depository Institutions | $103.76M |
| Deposits Held in Domestic Offices | $2.17B |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 16.71% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 54.41% |
| Tier 1 Risk-Based Capital Ratio | 12.02% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.077% |
| Earning Assets to total Assets | 94.24% |
Income and Expense
| Total Interest Income | $40.25M |
| Total Noninterest Income | $5.61M |
| Total Interest Expense | $19.33M |
| Total Noninterest Expense | $14.43M |
| Net Interest Income | $20.92M |
| Pre-tax Net Operating Income | $11.22M |
| Provision for Credit Losses | $875.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.50M |
| Other borrowed funds | $170.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.02M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $28.75M |
| Total Liabilities and Capital | $2.61B |
Securities
| Securities | $343.67M |
| Available-for-sale debt securities | $343.67M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank Five Nine?
$2.61B as of the latest filing.
How much are Bank Five Nine's total deposits?
$2.17B in total deposits.
Where is Bank Five Nine located?
Oconomowoc, WI.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
19.
When was it established?
09/01/1859.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$2.03B (latest filing).
What is the total interest income (latest filing)?
$40.25M.