Horicon Bank
Horicon, WI
IDRSSD: 528849
Total Assets
$1.59B
Latest filing
Total Deposits
$1.39B
Latest filing
Net Interest Margin
4.31%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075905622HORICON, WI
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Horicon Bank
326 E Lake St
Horicon, WI 53032
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/07/1896FDIC Certificate 7169
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Horicon Bank (Main) | 326 E Lake St | Horicon, WI |
| RANDOLPH BRANCH | 170 Kienow Dr | Randolph, WI |
| BEAVER DAM BRANCH | 105 Industrial Dr | Beaver Dam, WI |
| WEST BEND BRANCH | 1535 W Paradise Dr | West Bend, WI |
| NEOSHO BRANCH | 226 S Schuyler St | Neosho, WI |
| APPLETON BRANCH | 100 E Midway Rd | Appleton, WI |
| RIPON BRANCH | 400 Watson St | Ripon, WI |
| MENOMONEE FALLS BRANCH | N91w17231 Appleton Avenue | Menomonee Falls, WI |
Showing 7 of 18
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Waukesha State Bank
Waukesha, Wisconsin
→
Assets: $1.55BΔ -1.4%
The Park Bank
Madison, Wisconsin
→
Assets: $1.52BΔ -3.2%
Peoples State Bank
Wausau, Wisconsin
→
Assets: $1.50BΔ -4.8%
Bankers' Bank
Madison, Wisconsin
→
Assets: $1.45BΔ -7.8%
Citizens Community Federal National Association
Altoona, Wisconsin
→
Assets: $1.72BΔ +9.7%
Tri City National Bank
Oak Creek, Wisconsin
→
Assets: $1.94BΔ +23.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/07/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53032 |
| State and County Number | 55027 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Beaver Dam, WI |
Operational Info
| Number of Employees | 228 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/16/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.horiconbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11236 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.59B |
| Total Deposits | $1.39B |
| Total Liabilities | $1.42B |
| Total Equity Capital | $166.11M |
| Net Income | $5.21M |
| Net Loans and Leases | $1.33B |
| Assets Per Employee ($Millions) | $7.15M |
| Bank Premises and Fixed Assets | $32.98M |
| Cash and Balances due from Depository Institutions | $104.01M |
| Deposits Held in Domestic Offices | $1.39B |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 12.67% |
| Net Interest Margin | 4.31% |
| Efficiency Ratio | 63.58% |
| Tier 1 Risk-Based Capital Ratio | 10.745% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.471% |
| Earning Assets to total Assets | 94.35% |
Income and Expense
| Total Interest Income | $22.50M |
| Total Noninterest Income | $2.17M |
| Total Interest Expense | $6.48M |
| Total Noninterest Expense | $12.13M |
| Net Interest Income | $16.02M |
| Pre-tax Net Operating Income | $5.18M |
| Provision for Credit Losses | $885.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.27M |
| Federal Funds Sold & Reverse Repurchase Agreement | $42.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $24.87M |
| Total Liabilities and Capital | $1.59B |
Securities
| Securities | $82.69M |
| Available-for-sale debt securities | $73.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.40M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Horicon Bank?
$1.59B as of the latest filing.
How much are Horicon Bank's total deposits?
$1.39B in total deposits.
Where is Horicon Bank located?
Horicon, WI.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
19.
When was it established?
09/07/1896.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$1.33B (latest filing).
What is the total interest income (latest filing)?
$22.50M.