One Community Bank
Oregon, WI
IDRSSD: 247140
Total Assets
$2.55B
Latest filing
Total Deposits
$2.02B
Latest filing
Net Interest Margin
3.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075912275OREGON, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
One Community Bank
733 N Main St
Oregon, WI 53575
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/15/1976FDIC Certificate 15543
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| One Community Bank (Main) | 733 N Main St | Oregon, WI |
| SCHOFIELD BRANCH | 962 Grand Ave | Schofield, WI |
| MCFARLAND BRANCH | 5990 Us Highway 51 | Mc Farland, WI |
| COURIER SERVICE BRANCH | 207 S Forrest St | Stoughton, WI |
| UNION CENTER BRANCH | 435 Bridge St | Wonewoc, WI |
| READSTOWN BRANCH | 111 W Wisconsin Ave | Readstown, WI |
| MOUND VIEW BRANCH | 501 N Main St | Adams, WI |
| OXFORD BRANCH | 120 E Vallette St | Oxford, WI |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/15/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53575 |
| State and County Number | 55025 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 251 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 09/15/1976 |
| Primary Insurance Agency | DIF |
| Website | http://www.onecommunity.bank |
| Data Updated | 01/30/2026 |
| CERT | 22334 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.55B |
| Total Deposits | $2.02B |
| Total Liabilities | $2.23B |
| Total Equity Capital | $318.33M |
| Net Income | $7.96M |
| Net Loans and Leases | $2.14B |
| Assets Per Employee ($Millions) | $9.66M |
| Bank Premises and Fixed Assets | $22.87M |
| Cash and Balances due from Depository Institutions | $45.75M |
| Deposits Held in Domestic Offices | $2.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 10.11% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 51.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.476% |
| Earning Assets to total Assets | 95.02% |
Income and Expense
| Total Interest Income | $35.36M |
| Total Noninterest Income | $2.06M |
| Total Interest Expense | $14.23M |
| Total Noninterest Expense | $12.50M |
| Net Interest Income | $21.13M |
| Pre-tax Net Operating Income | $10.05M |
| Provision for Credit Losses | $634.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $364.00k |
| Other borrowed funds | $199.03M |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.77M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.75M |
| Total Liabilities and Capital | $2.55B |
Securities
| Securities | $254.11M |
| Available-for-sale debt securities | $188.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $65.28M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of One Community Bank?
$2.55B as of the latest filing.
How much are One Community Bank's total deposits?
$2.02B in total deposits.
Where is One Community Bank located?
Oregon, WI.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
20.
When was it established?
09/15/1976.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$2.14B (latest filing).
What is the total interest income (latest filing)?
$35.36M.