One Community Bank
Oregon, WI
IDRSSD: 247140
Total Assets
$2.53B
Latest filing
Total Deposits
$1.99B
Latest filing
Net Interest Margin
4.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
One Community Bank
733 N Main St
Oregon, WI 53575
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/15/1976FDIC Certificate 15543
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| One Community Bank (Main) | 733 N Main St | Oregon, WI |
| SCHOFIELD BRANCH | 962 Grand Ave | Schofield, WI |
| MCFARLAND BRANCH | 5990 Us Highway 51 | Mc Farland, WI |
| COURIER SERVICE BRANCH | 207 S Forrest St | Stoughton, WI |
| UNION CENTER BRANCH | 435 Bridge St | Wonewoc, WI |
| READSTOWN BRANCH | 111 W Wisconsin Ave | Readstown, WI |
| MOUND VIEW BRANCH | 501 N Main St | Adams, WI |
| OXFORD BRANCH | 120 E Vallette St | Oxford, WI |
Showing 7 of 19
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/15/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53575 |
| State and County Number | 55025 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Madison, WI |
Operational Info
| Number of Employees | 234 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 09/15/1976 |
| Primary Insurance Agency | DIF |
| Website | http://www.onecommunity.bank |
| Data Updated | 11/14/2025 |
| CERT | 22334 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.53B |
| Total Deposits | $1.99B |
| Total Liabilities | $2.22B |
| Total Equity Capital | $312.25M |
| Net Income | $10.89M |
| Net Loans and Leases | $2.10B |
| Assets Per Employee ($Millions) | $10.1M |
| Bank Premises and Fixed Assets | $23.26M |
| Cash and Balances due from Depository Institutions | $34.40M |
| Deposits Held in Domestic Offices | $1.99B |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 15.55% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 48.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.321% |
| Earning Assets to total Assets | 95.34% |
Income and Expense
| Total Interest Income | $41.95M |
| Total Noninterest Income | $2.65M |
| Total Interest Expense | $16.89M |
| Total Noninterest Expense | $13.97M |
| Net Interest Income | $25.05M |
| Pre-tax Net Operating Income | $13.65M |
| Provision for Credit Losses | $82.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $216.87M |
| Federal Funds Sold & Reverse Repurchase Agreement | $47.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.19M |
| Total Liabilities and Capital | $2.53B |
Securities
| Securities | $260.49M |
| Available-for-sale debt securities | $190.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $69.81M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of One Community Bank?
$2.53B as of the latest filing.
How much are One Community Bank's total deposits?
$1.99B in total deposits.
Where is One Community Bank located?
Oregon, WI.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
17.
When was it established?
09/15/1976.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$2.10B (latest filing).
What is the total interest income (latest filing)?
$41.95M.