Peoples State Bank
Wausau, WI
IDRSSD: 340144
Total Assets
$1.46B
Latest filing
Total Deposits
$1.19B
Latest filing
Net Interest Margin
3.52%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples State Bank
1905 Stewart Ave
Wausau, WI 54401
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/1962FDIC Certificate 12457
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Peoples State Bank (Main) | 1905 Stewart Ave | Wausau, WI |
| MARATHON BRANCH | 314 Main St | Marathon, WI |
| RIB MOUNTAIN BRANCH | 227212 Rib Mountain Dr | Wausau, WI |
| EASTSIDE BRANCH | 1201 N 6th St | Wausau, WI |
| EAGLE RIVER BRANCH | 1011 E Wall St | Eagle River, WI |
| RHINELANDER BRANCH - ANDERSON | 8 E Anderson St | Rhinelander, WI |
| MINOCQUA BRANCH | 9560 Highway 70 | Minocqua, WI |
| WESTON BRANCH | 7205 Stone Ridge Dr | Weston, WI |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/01/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54401 |
| State and County Number | 55073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wausau-Weston, WI |
Operational Info
| Number of Employees | 202 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/01/1962 |
| Primary Insurance Agency | DIF |
| Website | www.bankpeoples.com |
| Data Updated | 01/30/2026 |
| CERT | 18569 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.46B |
| Total Deposits | $1.19B |
| Total Liabilities | $1.32B |
| Total Equity Capital | $138.21M |
| Net Income | $4.30M |
| Net Loans and Leases | $1.10B |
| Assets Per Employee ($Millions) | $7.45M |
| Bank Premises and Fixed Assets | $12.91M |
| Cash and Balances due from Depository Institutions | $29.65M |
| Deposits Held in Domestic Offices | $1.19B |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 12.54% |
| Net Interest Margin | 3.52% |
| Efficiency Ratio | 61.27% |
| Tier 1 Risk-Based Capital Ratio | 13.456% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.461% |
| Earning Assets to total Assets | 93.9% |
Income and Expense
| Total Interest Income | $19.70M |
| Total Noninterest Income | $2.10M |
| Total Interest Expense | $7.45M |
| Total Noninterest Expense | $8.81M |
| Net Interest Income | $12.25M |
| Pre-tax Net Operating Income | $5.26M |
| Provision for Credit Losses | $275.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $112.95M |
| Federal Funds Sold & Reverse Repurchase Agreement | $40.00k |
| Federal Funds Purchased and Repurchased Agreement | $5.40M |
| All Other Liabilities | $14.75M |
| Total Liabilities and Capital | $1.46B |
Securities
| Securities | $265.78M |
| Available-for-sale debt securities | $184.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $81.51M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples State Bank?
$1.46B as of the latest filing.
How much are Peoples State Bank's total deposits?
$1.19B in total deposits.
Where is Peoples State Bank located?
Wausau, WI.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
12.
When was it established?
08/01/1962.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$1.10B (latest filing).
What is the total interest income (latest filing)?
$19.70M.