Waukesha State Bank
Waukesha, WI
IDRSSD: 290249
Total Assets
$1.60B
Latest filing
Total Deposits
$1.26B
Latest filing
Net Interest Margin
4.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075901341WAUKESHA, WI
Key People
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Locations
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Main Office
Waukesha State Bank
151 E Saint Paul Ave
Waukesha, WI 53188
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/15/1944FDIC Certificate 10370
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Waukesha State Bank (Main) | 151 E Saint Paul Ave | Waukesha, WI |
| EAST MAIN STREET BRANCH | 1640 E Main St | Waukesha, WI |
| WEST SUNSET DRIVE OFFICE | S31w25995 Sunset Dr | Waukesha, WI |
| DELAFIELD BRANCH | 3293 Golf Rd | Delafield, WI |
| PEWAUKEE BRANCH | 1230 Capitol Dr | Pewaukee, WI |
| MEADOWBROOK ROAD BRANCH | 701 Meadowbrook Rd | Waukesha, WI |
| OCONOMOWOC BRANCH | 1227 Corporate Center Dr | Oconomowoc, WI |
| MUSKEGO BRANCH | S69w15273 Janesville Rd | Muskego, WI |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/15/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53188 |
| State and County Number | 55133 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Milwaukee-Waukesha, WI |
Operational Info
| Number of Employees | 318 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/15/1944 |
| Primary Insurance Agency | DIF |
| Website | WWW.WAUKESHABANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 16160 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.60B |
| Total Deposits | $1.26B |
| Total Liabilities | $1.42B |
| Total Equity Capital | $182.27M |
| Net Income | $3.62M |
| Net Loans and Leases | $1.18B |
| Assets Per Employee ($Millions) | $5.13M |
| Bank Premises and Fixed Assets | $29.23M |
| Cash and Balances due from Depository Institutions | $49.94M |
| Deposits Held in Domestic Offices | $1.26B |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 8.01% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 75.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.379% |
| Earning Assets to total Assets | 92.71% |
Income and Expense
| Total Interest Income | $20.90M |
| Total Noninterest Income | $5.50M |
| Total Interest Expense | $4.82M |
| Total Noninterest Expense | $16.36M |
| Net Interest Income | $16.08M |
| Pre-tax Net Operating Income | $4.78M |
| Provision for Credit Losses | $439.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $76.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $69.94M |
| All Other Liabilities | $13.53M |
| Total Liabilities and Capital | $1.60B |
Securities
| Securities | $276.12M |
| Available-for-sale debt securities | $276.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Waukesha State Bank?
$1.60B as of the latest filing.
How much are Waukesha State Bank's total deposits?
$1.26B in total deposits.
Where is Waukesha State Bank located?
Waukesha, WI.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
15.
When was it established?
06/15/1944.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$1.18B (latest filing).
What is the total interest income (latest filing)?
$20.90M.