Citizens Bank
Mukwonago, WI
IDRSSD: 783844
Total Assets
$1.17B
Latest filing
Total Deposits
$992.75M
Latest filing
Net Interest Margin
3.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075906171MUKWONAGO, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank
301 N Rochester St
Mukwonago, WI 53149
Full Service - Brick and Mortar
Updated 04/10/2026Established 12/12/1892FDIC Certificate 8252
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Citizens Bank (Main) | 301 N Rochester St | Mukwonago, WI |
| BIG BEND BRANCH | W230s9125 Clark St | Big Bend, WI |
| TOWN OF GENESEE BRANCH | W307s4823 Highway 83 | Mukwonago, WI |
| VERNON BRANCH | W236s7050 Big Bend Dr | Big Bend, WI |
| RIVERVIEW BRANCH | 875 S Rochester St | Mukwonago, WI |
| MUSKEGO BRANCH | S75w17358 Janesville Rd | Muskego, WI |
| EAST TROY BRANCH | 3238 Main St | East Troy, WI |
| EAGLE BRANCH | S90w35680 County Highway Nn | Eagle, WI |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/12/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53149 |
| State and County Number | 55133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Milwaukee-Waukesha, WI |
Operational Info
| Number of Employees | 161 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizensbankwi.bank |
| Data Updated | 04/10/2026 |
| CERT | 13055 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.17B |
| Total Deposits | $992.75M |
| Total Liabilities | $1.02B |
| Total Equity Capital | $149.39M |
| Net Income | $3.69M |
| Net Loans and Leases | $770.51M |
| Assets Per Employee ($Millions) | $7.38M |
| Bank Premises and Fixed Assets | $14.48M |
| Cash and Balances due from Depository Institutions | $51.44M |
| Deposits Held in Domestic Offices | $992.75M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 9.85% |
| Net Interest Margin | 3.73% |
| Efficiency Ratio | 56.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.726% |
| Earning Assets to total Assets | 95.65% |
Income and Expense
| Total Interest Income | $14.70M |
| Total Noninterest Income | $1.49M |
| Total Interest Expense | $4.20M |
| Total Noninterest Expense | $6.83M |
| Net Interest Income | $10.50M |
| Pre-tax Net Operating Income | $4.40M |
| Provision for Credit Losses | $750.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $28.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.58M |
| Total Liabilities and Capital | $1.17B |
Securities
| Securities | $307.90M |
| Available-for-sale debt securities | $307.90M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank?
$1.17B as of the latest filing.
How much are Citizens Bank's total deposits?
$992.75M in total deposits.
Where is Citizens Bank located?
Mukwonago, WI.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
11.
When was it established?
12/12/1892.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$770.51M (latest filing).
What is the total interest income (latest filing)?
$14.70M.