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Citizens Bank

Mukwonago, WI
IDRSSD: 783844
Total Assets
$1.15B
Latest filing
Total Deposits
$968.52M
Latest filing
Net Interest Margin
3.68%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/12/1892
Community BankYes
Ownership TypeNot Mutual
ZIP53149
State and County Number55133
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMilwaukee-Waukesha, WI

Operational Info

Number of Employees159
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.citizensbankwi.bank
Data Updated11/14/2025
CERT13055
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.15B
Total Deposits$968.52M
Total Liabilities$1.00B
Total Equity Capital$146.91M
Net Income$4.15M
Net Loans and Leases$712.50M
Assets Per Employee ($Millions)$7.21M
Bank Premises and Fixed Assets$14.49M
Cash and Balances due from Depository Institutions$128.04M
Deposits Held in Domestic Offices$968.52M

Key Performance Ratios

Return on Assets (ROA)1.47%
Return on Equity (ROE)11.55%
Net Interest Margin3.68%
Efficiency Ratio55.19%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.808%
Earning Assets to total Assets95.73%

Income and Expense

Total Interest Income$14.34M
Total Noninterest Income$1.60M
Total Interest Expense$4.40M
Total Noninterest Expense$6.37M
Net Interest Income$9.94M
Pre-tax Net Operating Income$4.87M
Provision for Credit Losses$290.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$28.19M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.45M
Total Liabilities and Capital$1.15B

Securities

Securities$263.63M
Available-for-sale debt securities$263.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Citizens Bank?
$1.15B as of the latest filing.
How much are Citizens Bank's total deposits?
$968.52M in total deposits.
Where is Citizens Bank located?
Mukwonago, WI.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
11.
When was it established?
12/12/1892.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$712.50M (latest filing).
What is the total interest income (latest filing)?
$14.34M.