National Bank of Commerce
Superior, WI
IDRSSD: 775456
Total Assets
$2.21B
Latest filing
Total Deposits
$1.85B
Latest filing
Net Interest Margin
4.36%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
National Bank of Commerce
1127 Tower Ave
Superior, WI 54880
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/07/1934FDIC Certificate 8911
Branches (20)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| National Bank of Commerce (Main) | 1127 Tower Ave | Superior, WI |
| WOODLAND AVENUE BRANCH | 1619 Woodland Ave | Duluth, MN |
| ESKO BRANCH | 3 Thomson Rd | Esko, MN |
| BAGLEY BRANCH | 22 1st St Ne | Bagley, MN |
| BAUDETTE BRANCH | 109 W Main St | Baudette, MN |
| PAUL BUNYAN BRANCH | 1260 Paul Bunyan Dr Nw | Bemidji, MN |
| BENSON BRANCH | 1329 Pacific Ave | Benson, MN |
| POPLAR BRANCH | 4994 S Memorial Dr | Poplar, WI |
Showing 7 of 20
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/07/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54880 |
| State and County Number | 55031 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Duluth, MN-WI |
Operational Info
| Number of Employees | 275 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/13/2024 |
| Date of Deposit Insurance | 04/23/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nbcbanking.com |
| Data Updated | 01/30/2026 |
| CERT | 14266 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.21B |
| Total Deposits | $1.85B |
| Total Liabilities | $1.99B |
| Total Equity Capital | $213.81M |
| Net Income | $10.86M |
| Net Loans and Leases | $1.65B |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $28.90M |
| Cash and Balances due from Depository Institutions | $98.35M |
| Deposits Held in Domestic Offices | $1.85B |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 20.66% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 50.89% |
| Tier 1 Risk-Based Capital Ratio | 10.702% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.68% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $33.85M |
| Total Noninterest Income | $2.48M |
| Total Interest Expense | $10.98M |
| Total Noninterest Expense | $13.28M |
| Net Interest Income | $22.87M |
| Pre-tax Net Operating Income | $11.55M |
| Provision for Credit Losses | $521.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $612.00k |
| Other borrowed funds | $130.59M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $7.99M |
| All Other Liabilities | $9.79M |
| Total Liabilities and Capital | $2.21B |
Securities
| Securities | $355.89M |
| Available-for-sale debt securities | $355.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of National Bank of Commerce?
$2.21B as of the latest filing.
How much are National Bank of Commerce's total deposits?
$1.85B in total deposits.
Where is National Bank of Commerce located?
Superior, WI.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
21.
When was it established?
02/07/1934.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$1.65B (latest filing).
What is the total interest income (latest filing)?
$33.85M.