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National Bank of Commerce

Superior, WI
IDRSSD: 775456
Total Assets
$2.23B
Latest filing
Total Deposits
$1.87B
Latest filing
Net Interest Margin
4.31%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/07/1934
Community BankYes
Ownership TypeNot Mutual
ZIP54880
State and County Number55031
Subchapter S CorporationsYes
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameDuluth, MN-WI

Operational Info

Number of Employees270
Domestic Offices21
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/13/2024
Date of Deposit Insurance04/23/1934
Primary Insurance AgencyDIF
Websitewww.nbcbanking.com
Data Updated11/14/2025
CERT14266
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.23B
Total Deposits$1.87B
Total Liabilities$2.02B
Total Equity Capital$206.76M
Net Income$10.61M
Net Loans and Leases$1.64B
Assets Per Employee ($Millions)$8.1M
Bank Premises and Fixed Assets$27.30M
Cash and Balances due from Depository Institutions$150.47M
Deposits Held in Domestic Offices$1.87B

Key Performance Ratios

Return on Assets (ROA)1.94%
Return on Equity (ROE)20.92%
Net Interest Margin4.31%
Efficiency Ratio50.69%
Tier 1 Risk-Based Capital Ratio10.572%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.279%
Earning Assets to total Assets94.55%

Income and Expense

Total Interest Income$33.65M
Total Noninterest Income$2.55M
Total Interest Expense$11.41M
Total Noninterest Expense$12.96M
Net Interest Income$22.24M
Pre-tax Net Operating Income$11.23M
Provision for Credit Losses$599.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$130.59M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$11.66M
All Other Liabilities$9.28M
Total Liabilities and Capital$2.23B

Securities

Securities$329.32M
Available-for-sale debt securities$329.32M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of National Bank of Commerce?
$2.23B as of the latest filing.
How much are National Bank of Commerce's total deposits?
$1.87B in total deposits.
Where is National Bank of Commerce located?
Superior, WI.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
21.
When was it established?
02/07/1934.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$1.64B (latest filing).
What is the total interest income (latest filing)?
$33.65M.