IncredibleBank
Wausau, WI
IDRSSD: 163549
Total Assets
$2.08B
Latest filing
Total Deposits
$1.74B
Latest filing
Net Interest Margin
4.01%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075911742WAUSAU, WI
Key People
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Locations
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Main Office
IncredibleBank
327 N 17th Ave
Wausau, WI 54401
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/08/1967FDIC Certificate 13566
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| IncredibleBank (Main) | 327 N 17th Ave | Wausau, WI |
| MARQUETTE WEST BRANCH | 1140 W Washington St | Marquette, MI |
| MARQUETTE NORTH BRANCH | 1101 N 3rd St | Marquette, MI |
| HOUGHTON BRANCH | 19795 W Sharon Ave | Houghton, MI |
| WESTON BRANCH | 4107 Barbican Ave | Schofield, WI |
| MERRILL BRANCH | 3210 E Main St | Merrill, WI |
| TOMAHAWK OFFICE | 1218 N 4th St | Tomahawk, WI |
| MINOCQUA OFFICE | 8590 Us 51 North | Minocqua, WI |
Showing 7 of 17
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/08/1967 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54401 |
| State and County Number | 55073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wausau-Weston, WI |
Operational Info
| Number of Employees | 229 |
| Domestic Offices | 18 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/08/1967 |
| Primary Insurance Agency | DIF |
| Website | www.incrediblebank.com |
| Data Updated | 01/30/2026 |
| CERT | 19772 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.08B |
| Total Deposits | $1.74B |
| Total Liabilities | $1.92B |
| Total Equity Capital | $156.12M |
| Net Income | $6.39M |
| Net Loans and Leases | $1.53B |
| Assets Per Employee ($Millions) | $9.11M |
| Bank Premises and Fixed Assets | $32.38M |
| Cash and Balances due from Depository Institutions | $58.80M |
| Deposits Held in Domestic Offices | $1.74B |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 16.69% |
| Net Interest Margin | 4.01% |
| Efficiency Ratio | 62.34% |
| Tier 1 Risk-Based Capital Ratio | 10.351% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.516% |
| Earning Assets to total Assets | 91.85% |
Income and Expense
| Total Interest Income | $29.04M |
| Total Noninterest Income | $3.45M |
| Total Interest Expense | $10.26M |
| Total Noninterest Expense | $13.86M |
| Net Interest Income | $18.78M |
| Pre-tax Net Operating Income | $7.93M |
| Provision for Credit Losses | $445.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.22M |
| Other borrowed funds | $140.42M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.76M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $38.09M |
| Total Liabilities and Capital | $2.08B |
Securities
| Securities | $349.40M |
| Available-for-sale debt securities | $346.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.02M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of IncredibleBank?
$2.08B as of the latest filing.
How much are IncredibleBank's total deposits?
$1.74B in total deposits.
Where is IncredibleBank located?
Wausau, WI.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
18.
When was it established?
12/08/1967.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$1.53B (latest filing).
What is the total interest income (latest filing)?
$29.04M.