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First Business Bank

Madison, WI
IDRSSD: 537449
Total Assets
$4.04B
Latest filing
Total Deposits
$3.33B
Latest filing
Net Interest Margin
3.85%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/01/1909
Community BankNo
Ownership TypeNot Mutual
ZIP53719
State and County Number55025
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMadison, WI

Operational Info

Number of Employees359
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.firstbusiness.bank
Data Updated11/14/2025
CERT15229
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.04B
Total Deposits$3.33B
Total Liabilities$3.62B
Total Equity Capital$410.98M
Net Income$15.58M
Net Loans and Leases$3.31B
Assets Per Employee ($Millions)$11.34M
Bank Premises and Fixed Assets$10.45M
Cash and Balances due from Depository Institutions$44.34M
Deposits Held in Domestic Offices$3.33B

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)15.41%
Net Interest Margin3.85%
Efficiency Ratio55.37%
Tier 1 Risk-Based Capital Ratio11.081%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.184%
Earning Assets to total Assets92.59%

Income and Expense

Total Interest Income$63.75M
Total Noninterest Income$9.56M
Total Interest Expense$27.98M
Total Noninterest Expense$25.10M
Net Interest Income$35.77M
Pre-tax Net Operating Income$18.80M
Provision for Credit Losses$1.43M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$219.59M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$70.10M
Total Liabilities and Capital$4.04B

Securities

Securities$416.69M
Available-for-sale debt securities$411.11M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.58M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Business Bank?
$4.04B as of the latest filing.
How much are First Business Bank's total deposits?
$3.33B in total deposits.
Where is First Business Bank located?
Madison, WI.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
5.
When was it established?
05/01/1909.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$3.31B (latest filing).
What is the total interest income (latest filing)?
$63.75M.