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Bank of Stockton

Stockton, CA
IDRSSD: 479268
Total Assets
$4.74B
Latest filing
Total Deposits
$3.70B
Latest filing
Net Interest Margin
3.46%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/12/1867
Community BankNo
Ownership TypeNot Mutual
ZIP95202
State and County Number06077
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameStockton, CA

Operational Info

Number of Employees415
Domestic Offices21
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofstockton.com
Data Updated11/14/2025
CERT1536
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.74B
Total Deposits$3.70B
Total Liabilities$3.86B
Total Equity Capital$884.10M
Net Income$49.44M
Net Loans and Leases$2.32B
Assets Per Employee ($Millions)$11.57M
Bank Premises and Fixed Assets$62.59M
Cash and Balances due from Depository Institutions$198.09M
Deposits Held in Domestic Offices$3.70B

Key Performance Ratios

Return on Assets (ROA)4.22%
Return on Equity (ROE)23.13%
Net Interest Margin3.46%
Efficiency Ratio51.05%
Tier 1 Risk-Based Capital Ratio18.32%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.643%
Earning Assets to total Assets92.98%

Income and Expense

Total Interest Income$51.42M
Total Noninterest Income$7.39M
Total Interest Expense$13.68M
Total Noninterest Expense$23.03M
Net Interest Income$37.73M
Pre-tax Net Operating Income$21.09M
Provision for Credit Losses$1.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$678.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$160.70M
Total Liabilities and Capital$4.74B

Securities

Securities$1.96B
Available-for-sale debt securities$1.28B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$26.98M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Stockton?
$4.74B as of the latest filing.
How much are Bank of Stockton's total deposits?
$3.70B in total deposits.
Where is Bank of Stockton located?
Stockton, CA.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
21.
When was it established?
08/12/1867.
What is the Return on Assets (ROA)?
4.22%.
How much are total loans and leases?
$2.32B (latest filing).
What is the total interest income (latest filing)?
$51.42M.