Bank of Stockton
Stockton, CA
IDRSSD: 479268
Total Assets
$4.78B
Latest filing
Total Deposits
$3.74B
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Stockton
301 E Miner Ave
Stockton, CA 95202
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/12/1867FDIC Certificate 1012
Branches (20)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank of Stockton (Main) | 301 E Miner Ave | Stockton, CA |
| LODI BRANCH | 120 W Walnut St | Lodi, CA |
| CARSON OAKS BRANCH | 6808 Pacific Ave | Stockton, CA |
| QUAIL LAKES DELTA BRANCH | 4515 Quail Lakes Dr | Stockton, CA |
| ANGELS CAMP BRANCH | 229 S Main St | Angels Camp, CA |
| RIO VISTA BRANCH | 230 Main St | Rio Vista, CA |
| RIPON BRANCH | 234 W Main St | Ripon, CA |
| NAPA BRANCH | 1505 2nd St | Napa, CA |
Showing 7 of 20
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/12/1867 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 95202 |
| State and County Number | 06077 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Stockton, CA |
Operational Info
| Number of Employees | 410 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofstockton.com |
| Data Updated | 01/30/2026 |
| CERT | 1536 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.78B |
| Total Deposits | $3.74B |
| Total Liabilities | $3.90B |
| Total Equity Capital | $880.03M |
| Net Income | $876.00k |
| Net Loans and Leases | $2.39B |
| Assets Per Employee ($Millions) | $11.54M |
| Bank Premises and Fixed Assets | $62.67M |
| Cash and Balances due from Depository Institutions | $164.53M |
| Deposits Held in Domestic Offices | $3.74B |
Key Performance Ratios
| Return on Assets (ROA) | 0.07% |
| Return on Equity (ROE) | 0.4% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 56.71% |
| Tier 1 Risk-Based Capital Ratio | 18.099% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.417% |
| Earning Assets to total Assets | 93.01% |
Income and Expense
| Total Interest Income | $53.39M |
| Total Noninterest Income | $7.25M |
| Total Interest Expense | $13.28M |
| Total Noninterest Expense | $26.86M |
| Net Interest Income | $40.11M |
| Pre-tax Net Operating Income | $18.43M |
| Provision for Credit Losses | $2.07M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $544.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $160.41M |
| Total Liabilities and Capital | $4.78B |
Securities
| Securities | $1.95B |
| Available-for-sale debt securities | $1.28B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $29.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Stockton?
$4.78B as of the latest filing.
How much are Bank of Stockton's total deposits?
$3.74B in total deposits.
Where is Bank of Stockton located?
Stockton, CA.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
21.
When was it established?
08/12/1867.
What is the Return on Assets (ROA)?
0.07%.
How much are total loans and leases?
$2.39B (latest filing).
What is the total interest income (latest filing)?
$53.39M.